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Consumer Education on Loan Overdue Concepts
Life Insurance
•Bajaj Allianz Life Insurance Co Ltd
•ICICI Prudential Life Insurance Co Ltd
General Insurance
•Bajaj Allianz General Insurance Co Ltd
•ICICI lombard General Insurance Co Ltd
Health Insurance
•Bajaj Allianz Health Insurance Co Ltd
•ICICI Lombard Health Insurance Co Ltd
Open 3-IN-1 Account
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• Loans as low as INR 10,000• Minimal documentation• Complete safety of your gold
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Overview
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ICICI PRU Assured Savings Insurance Plan (ASIP)
ICICI PRU Assured Savings Insurance Plan– A Non-Linked Non-Participating Life Individual Savings product, which gives you guaranteed savings benefits to meet your non-negotiable goals.
ICICI PRU Lakshya Lifelong Income
A Non-linked Participating Life Insurance plan
ICICI PRU Savings Suraksha
A Non-Linked Participating Life Individual Savings product
ICICI PRU iProtect Smart
A Term Life Insurance Plan that financially protects you and your family this plan offers you the option to enhance your coverage against Accidental Death and Critical Illnesses and hence ensuring a 360 degree cover for your life.
ICICI PRU Assured Savings Insurance Plan– A Non-Linked Non-Participating Life Individual Savings product, which gives you guaranteed savings benefits to meet your non-negotiable goals. It also provides you life insurance cover to take care of your family in case of your unfortunate demise.
Guaranteed Additions1: Every year, either 9% or 10% of total premiums paid will be added to your policy benefits depending on your policy term
Guaranteed Maturity Benefit (GMB)2: A guaranteed lump sum payable at the end of the policy term
Flexibility: Choose premium payment term and policy term as per your need
Tax benefits15: Tax benefits apply to premiums paid and benefits received as per the prevailing tax laws T&C
Guaranteed benefits - You get Guaranteed Maturity Benefit7 PLUS Guaranteed Additions8 at maturity
Bonus - You get bonuses in form of vested reversionary bonus and terminal bonus9, if any to boost wealth creation
Tax benefits - The premiums paid and benefits received are eligible for tax benefits15
Life cover - Your family is financially protected for the entire policy term
Loan against policy - You can take a loan equal to 80% of the surrender value4
The plan allows you to choose the number of years for which you wish to pay premiums. You can opt for either the Five Pay option (payment of premiums for 5 years), Seven Pay option (payment of premiums for 7 years), Ten Pay option (payment of premiums for 10 years), Twelve Pay option (payment of premiums for 12 years) or the Regular Pay option (regular payment of premiums throughout the policy term).
A Term Life Insurance Plan that financially protects you and your family This plan offers you the option to enhance your coverage against Accidental Death and Critical Illnesses and hence ensuring a 360 degree cover for your life.
Enhanced protection: Get covered against terminal illness and disability3 in addition to death
Additional benefits: Option to choose Accidental Death Benefit4 and Accelerated Critical Illness Benefit (Optional)5 against 34 illnesses
Special premium rates: Special premium rates for non-tobacco users
Need based benefit payout: Choose to receive the benefit amount as a lump sum or as a monthly income for 10 years or a combination of both
Increase life cover: Option to increase life cover at important milestones of life like marriage and child birth/adoption
Tax benefits15: On premiums paid and benefits received as per the prevailing tax laws
Bajaj Allianz Life POS Goal Suraksha
Bajaj Allianz Life POS Goal Suraksha is a Non-linked, life, individual, non-participating, limited premium payment, non-medical, POS endowment savings plan.
Bajaj Allianz Life Income Assure
Bajaj Allianz Life Income Assure is a non-linked, participating, life, individual, limited premium payment, monthly income endowment savings plan
Bajaj Allianz Lifelong Assure plan
Bajaj Allianz Lifelong Assure is a non-linked, participating, life, individual limited premium whole of life endowment savings plan.
Bajaj Allianz Life Guaranteed Income Goal
Bajaj Allianz Life Guaranteed Income Goal is a non-linked, non-participating, life, individual, savings, regular & limited premium payment endowment plan.
Bajaj Allianz Life POS Goal Suraksha is A Non-Participating Non-linked Individual Life Insurance Savings Plan
Guaranteed1 Maturity Benefit
Offers Guaranteed1 Additions at Maturity
Limited Premium Payment Term
Option to take policy loan
1Conditions Apply – The Guaranteed benefits are dependent on policy term, premium payment term availed along with other variable factors. For more details, please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)
On the maturity date, if all premiums are paid, the Guaranteed Sum Assured on Maturity# plus Guaranteed Additions, under your policy, will be paid and the policy will terminate.
In case of unfortunate death of the Life Assured due to accident during the waiting period$ or in case of death of the Life Assured after the waiting period$ due to any cause, the death benefit is payable to the nominee(s)/beneficiaries. Such death benefit is stated as Sum Assured on Death# which is as below. The Sum Assured on Death is the higher of: (i) 10 times of Annualized Premium*, (ii) 105% of Total Premiums** paid as on date of death, (iii) Sum Assured# In case of death of the Life Assured during the Waiting period$ other than due to an accident, the death benefit payable to the nominee(s)/beneficiaries will be the 100% of Total Premiums** paid till date, excluding any extra premium & Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws. The policy will terminate on payment of the death benefit. The death benefit is payable provided the policy is in-force and all due premiums have been paid.
All ages mentioned above are age as on last birthday.
The premiums mentioned above are exclusive of any extra premium loading and Goods & Service Tax/any other applicable tax levied, subject to changes in tax laws.
Risk cover, even for minor life, will commence immediately on the date of commencement of risk of the policy
Bajaj Allianz Life Insurance Co. Ltd.
BEWARE OF SPURIOUS PHONE CALLS AND FICTICIOUS / FRAUDULENT OFFER – IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life POS Goal Suraksha is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life POS Goal Suraksha – (A NonParticipating Non-linked Individual Life Insurance Savings Plan) ). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life POS Goal Suraksha (UIN:116N155V11). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.
Jana Small Finance Bank is a Corporate Agent for Bajaj Allianz Life Insurance Company Limited and is registered with Insurance Regulatory and Development Authority of India bearing registration number CA0606. This plan is offered and underwritten by Bajaj Allianz Life Insurance Company Limited. The purchase of an insurance plan by the customer is purely on voluntary basis.
Bajaj Allianz Life Income Assure is a non-linked, participating, life, individual, limited premium payment, monthly income endowment savings plan.
Guaranteed* Monthly Income for 144 months in case of Income variant.
Lump-sum maturity benefit in addition to 144 months of monthly income pay-out, depending on the variant chosen
Flexibility of limited premium paying term for customers
Lower premium rates for female lives
* Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).
The key advantages of this plan are:
* Conditions Apply. The guaranteed benefits are dependent on the Policy terms, Premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life).
** Please refer to respective rider sales literature or visit the website of Bajaj Allianz Life for more details and eligibility conditions.
Bajaj Allianz Life Guaranteed Income Goal is a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan
1Conditions Apply. The guaranteed benefits are dependent on the policy terms, premium payment terms availed along with other variable factors. For details please refer to sales brochure (also available on the Website of Bajaj Allianz Life insurance company Ltd.)
$Available with Income Benefit
Lump-sum Benefit – If Lump-sum Benefit is chosen by you, on the Maturity Date, if all premiums are paid, your Guaranteed Maturity Benefit payable as Lump-sum will be an enhanced percentage of your Sum Assured. This is called as Guaranteed Enhancer (GE) and is payable as per the below table:
Income Benefit: If Income Benefit option is chosen by you, on the maturity date, if all premiums are paid, your Guaranteed Maturity Benefit will be paid in yearly, half-yearly, quarterly or monthly installments (as chosen by you at inception of the policy). These are called as Guaranteed Maturity Instalments (GMI), and will be paid at the end of the GMI year for a period equal to your Premium Payment Term (PPT). For yearly frequency the GMI will be payable as per the below table -
Lump-sum Benefit
If all due premiums have been paid:
I.Death Benefit during the Policy Term is the, Sum Assured on Death% , as on the date of death. The policy will terminate on payment of the Death Benefit.
II.Death Benefit during the ELC Period (only if chosen) (ELC Period is after the policy term) is the Sum Assured on Death% as on date of death. The policy will terminate on payment of Death Benefit.
Income Benefit
I. Death Benefit during the Policy Term is the, Sum Assured on Death% as on date of death. The policy will be terminating on payment of the Death Benefit.
ii. Death Benefit during payout period i.e. after the Policy Term is-
If ELC is chosen, then the Sum Assured on Death% will be paid. The risk cover will terminate immediately and the Policy will terminate on payment of last GMI.
If ELC is not chosen, then the remaining GMI will be paid. The policy will terminate on payment of last GMI
%Sum Assured on Death is the higher of (i) 10 times Annualized premium*, (ii)105% total premiums* paid on death, (iii) Sum Assured
*Annualized Premium is exclusive of extra premium, rider premiums, and GST and/any other applicable tax levied, subject to changes in tax laws, if any, and Total Premiums paid is equal to (Annualized Premium*number of years for which premiums have been paid.
Total Premium is exclusive of extra premium, rider premiums and GST/any other applicable tax levied, subject to changes in tax laws, if any. Please note that GST/any other applicable tax levied, subject to changes in tax laws will be collected over and above the premium under the Policy.
The product is available for sale through online mode. All the references to age are Age as on last birthday
Risk cover will commence immediately on the date of commencement of risk of the policy and, in the case of a minor life, policy will vest on the life assured on the earlier of attainment of majority (i.e., 18 years age last birthday) and on maturity date.
For policy purchased through POS channel no medical underwriting is required. Premium will vary depending upon the Variant chosen.
Risk Factors and Warning Statements: Bajaj Allianz Life Insurance Company Limited and Bajaj Allianz Life Guaranteed Income Goal is the name of the company and product respectively and do not in any way indicate the quality of the product and its future prospects or returns. For more details on risk factors, terms and conditions please read sales brochures & policy document (available on www.bajajallianzlife.com) carefully before conducting a sale. Bajaj Allianz Life Guaranteed Income Goal – (a Non-Linked, Non-Participating, Individual, Life Insurance Savings Plan). Regd Office Address: Bajaj Allianz House, Airport Road, Yerawada, Pune – 411006. Reg. No.: 116. CIN: U66010PN2001PLC015959 | Mail us: customercare@bajajallianz.co.in | Call On: Toll free no.: 1800 209 7272 | Bajaj Allianz Life Guaranteed Income Goal (UIN:116N157V10). The Logo of Bajaj Allianz Life Insurance Co. Ltd. is provided basis of license given by Bajaj Finserv Ltd. to use its “Bajaj” Logo and Allianz SE to use it “Allianz” Logo. All charges/taxes, as applicable, will be borne by the Policyholder.
Bajaj Allianz Life Insurance Co Ltd – Toll free number – 18002097272
Jana Small Finance Bank with its registered office at 1st Floor , The Fairway Business Park, Koramangala Inner Ring Road, Bengaluru- 560071 is a Corporate Agent (COR No.: CA0606) of Bajaj Allianz Life Insurance Company Limited. The Contract of insurance is with Bajaj Allianz Life Insurance Company Limited, who is liable for all valid claims on the policy. JANA Small Finance Bank customer’s participation in the policy is entirely voluntary
Jana Small Finance Bank Limited Offers as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of Health Insurance solutions to meet our Medical Urgency Expenses
Bajaj Allianz Health Insurance
ICICI Lombard Health Insurance
Jana Small Finance Bank Limited solicits general insurance products as a Corporate Agent of Bajaj Allianz General Insurance Co. Ltd. & ICICI Lombard General Insurance Co. Ltd. Which offers wide range of general insurance solutions to fit every need & every situation. These Insurance Products span across the following different segments
Bajaj Allianz General Insurance
ICICI Lombard General Insurance
Choose Protection for you & your Family from Life's uncertainties with wide range of Life Insurance products of ICICI Prudential Life Insurance Co. Ltd and Bajaj Allianz Life Insurance Co. Ltd. Distributed by Jana Small Finance Bank Limited. We can choose among Term, Endowment & Traditional Plans. Which offer flexibility in premium, policy term & benefits.
Bajaj Allianz Life Insurance
ICICI Prudential Life Insurance
X Bajaj Allianz Life POS Goal Suraksha Bajaj Allianz Life POS Goal Suraksha is a Non-linked, life, individual, non-participating, limited premium payment, non-medical, POS endowment savings plan.
This festive season, experience great services, earn attractive interest rates and also get an Amazon pay gift card worth ₹ 250.
HURRY, book your FD today to avail the offer.
Existing To Bank (ETB) Customers:
-OR-
New To Bank (NTB) Customers:
Please note: Customers participating in the Campaign on or after 1st November,2020 will have to maintain the SA Balance till 30th November, 2020.
Please note: For customers participating in the Campaign on or after 1st November, 2020 will have to maintain the balance till 30th November, 2020.
We understand the challenges that a common man faces to send money to their family or friends and that is the reason we as a Bank always strive to provide an unparalleled banking experience through our simple remittance services that is easily accessible anytime at your nearest Jana Small finance Bank or Business correspondent (BC) outlet.
Domestic money remittance enables walk in customers who do not have a bank account to transfer funds to any bank account, anywhere in the country. We offer direct money transfer service within India for all our customers with or without a bank account and also with minimum required data from the customer making sure that urgency and apprehensions of the customer don’t go unaddressed during the processes.
Jana Small Finance bank also utilizes the Business Correspondent (BC) model to bring the transaction touch-point closer to this set of customers that is available even at non-banking hours. The money, received by the BC agent, is transfer processed by the Bank using Immediate Payment service (IMPS) technology.
For Terms and conditions, please visit the nearest Jana Small Finance bank branch or call customer care at 1800 2080.
You will receive the link to the webinar soon.
With Best Regards, Team Jana Small Finance Bank
Welcome to the world of privileges! Select Savings Account by Jana Bank provides you the banking services with no fees.
Applicants must be Resident Indians to be eligible to apply for Select Savings Account of the following types:
Click here for the list of KYC documents required to open an Account.
We understand your world the best. Silver Select Savings Account by Jana Small Finance Bank is designed to simplify your banking. It provides you with High Savings with no fees banking services.
For all Indian Citizens above the age of 60.
SMART Money Business Account is designed and customized for your business needs. Our innovative Sweep Facility ensures that cash in your account is invested to multiply your otherwise idle funds.
With comprehensive digital solutions, SMART Money Business Account is seamless solution to manage your cash, while earning hassle-free returns. In addition, you will also get facilities like virtual accounts, a payment gateway service and High Cash Deposit Limit per month.
Both new and existing customers of Jana Small Finance Bank can have a SMART Money Business Account
As per KYC policy of the bank.
Click here for the detailed list of documents to open an Account.
MONEY Back Business Account is designed and customized for your business needs. Our innovative Sweep Facility ensures that cash in your account is invested to multiply your otherwise idle funds.
With rich business digital solution features, MONEY Back Business Account enables you to manage your business like a pro, while earning hassle-free returns.
Both new and existing customers of Jana Small Finance Bank can have a MONEY Back Business Account
Digital Business Account is a zero balance account specially designed for growing businesses providing a range of digital business solution for the business needs.
The account gives you 24*7 Online banking with superior benefits, like virtual accounts, payment gateway and an option to earn interest on your hard earned money.
Both new and existing customers of Jana Small Finance Bank can have a Digital Business Account
Salary Account is designed for people from the salaried class. These accounts are for employees of corporate institutions. This product has a wide range of benefits and services, as well as seamless access to secure Net Banking and Mobile Banking services. Salary account provides you access to your account anytime, anywhere through robust banking services and transactional benefits.
Both new and existing customers of Jana Small Finance Bank can have a Salary Account
TASC Business Account by Jana Small Finance Bank is designed to offer support and banking solutions to Trusts, Associations, Societies, Clubs and NGOs, to manage their daily transactions, which provides hassle-free banking along with cash handling on a daily basis.
Both new and existing customers of Jana Small Finance Bank can have a TASC Business Account
We are celebrating our 74th Independence Day for a fortnight starting from (August 5- 18, 2020). On this occasion, we are adding value to our customers’ lives by making their savings grow with our best-in-class interest rates and also providing COVID-19 insurance to make them feel safe in the current environment.
For Fixed Deposit:
All the potential new and existing individual and proprietorship customers who open a Fixed Deposit of minimum ₹2,50,000 for a tenure of 364 days and above.
For DIGIGEN Plus Savings Account:
All DIGIGEN Plus customers should increase their balance by ₹25,000 and maintain the increased balance in the account for 364 days. (In case the threshold is being breached, the customer must get the DIGIGEN Plus account converted to Regular Savings Account)
Video KYC is a quick and easy way to open savings account from your home. It ensures that the online journey for opening savings account remains safe, simple, and fast eliminating the need to visit the branch for KYC
We are celebrating father’s day for the entire week starting from ( June 19- 27, 2020. ). On this occasion, we are adding value to our customers’ lives by making their savings grow with our best-in-class interest rates and also providing insurance to make them feel safe in the current environment.
DIGIGEN, a digital bank account that lets you enjoy more interest in life. Now open a DIGIGEN Fixed deposit account in 6 minutes from the comfort of your home. Invest in fixed deposit to earn more interest of 7* % P.A and get an Amazon voucher up to Rs. 150. Offer valid till 18th June 2020.
New customers - Please click https://jana-bank.in/2WRB7LM to open your DIGIGEN Account
Existing DIGIGEN customers
Fund your DIGIGEN account through Internet / Mobile banking
Other Jana Bank Customers
Select Jana Bank customers who have received communication through email and/or SMS can visit the nearest Jana Bank Branch to book the Fixed Deposit and win Amazon vouchers.
Jana Small Finance Bank is proud to be one of the officially authorised, contribution collection banking partners for the PM CARES Fund. Prime Minister’s Citizen Assistance and Relief in Emergency Situations (PM CARES) Fund’s primary objective is to deal with any kind of emergency or distress situation because of COVID-19 and provide relief to those affected. Donate to the PM-CARES Fund and help India Fight Coronavirus.
You can use our Mobile Banking and Internet Banking portals to make a contribution. It is not the amount that matters but the thought that counts.
Option 1: Make a donation using Internet Banking and Mobile Banking Services:
Option 2: Online donation using debit cards, net banking and wallets.
Alternatively you can donate on pmindia.gov.in.
For any more details you may visit the PM India website: https://www.pmindia.gov.in/
Stay Safe. Stay Healthy
Addressing the nation in combating the spread of the corona virus, PM said the extension of lockdown till 3rd May 2020, was decided keeping in mind suggestions from many states, experts and the people. Watch the video here:
The link for the Video Message is: https://www.narendramodi.in/watch-live#
Your well-being is of utmost importance to us. GOI recommends the use of ‘Arogya Setu’ app to fight against COVID19. We encourage you to stay safe. To download the app, click
Android: https://bit.ly/2X2tRx3
IOS: https://apple.co/3dQvvb1
Help the society by protecting yourself & your loved ones from COVID19 by observing social distancing. Cover your mouth while sneezing/coughing, avoid frequent trips to the market to buy groceries/medicines.
To know more call on GOI’s 24x7 control room on +91-11-23978046
Stay safe from the COVID-19 Coronavirus & let’s together prevent further spread. If you are facing any Corona virus symptoms like cough, fever or difficulty in breathing please call on 1075 (toll free) or 011-23978046 or visit the nearest COVID hospital.
To find the nearest COVID hospital/testing centre in your area click https://covid.icmr.org.in/index.php/testing-labs-deatails (source: Indian Council of Medical Research)
Help the society by protecting yourself and your loved ones from COVID19 by observing social distancing and use of face mask in public places. You can easily make a face cover at home to protect yourself. To know how to prepare your own mask at home click here
(Source:Ministry of Health & Family Welfare website, mohfw.gov.in)
Now open a Savings Bank Account or Fixed Deposits in 3 easy steps and earn best-in-class interest on your hard-earned money. Just keep your PAN and Aadhaar details ready to explore the seamless journey of Digital Account.
*Initial deposit of Rs 1000
Open a Digital Account in 3 easy steps:
Dear Customers,
Thank you for your trust and your bank continues to grow steadily and safely.
The COVID crisis has brought about an unexpected and stressful time for all of us both personally as well for our businesses, families and employers. It is important that we navigate this crisis together safely and sensibly.
In support of all our customers and in line with Reserve Bank of India (RBI) guidelines in response to COVID-19 related crisis, we would like to announce the following relief package to our customers across our entire product offering: Group Loans, Individual Loans, Agricultural Loans (both Individual & group), Business Loans, Affordable Housing Loans & MSME Loans.
1. To make it easy we are providing a moratorium on your Equated Monthly Instalment (EMI) due in March 2020, April 2020 & May 2020 till 31st May 2020. In case you have already paid the March month EMI, the moratorium will be for two months. Your loan tenor will be extended by the number of months you will avail the moratorium.
2. If you are financially comfortable, we would recommend that you do not avail this moratorium and continue to pay your EMI/s. This will mean a lower cost of interest on your loan as well as an early closure of your loan.
3. To help you do this i.e. not avail the moratorium, you may ‘Opt out’ of this moratorium by using one of the mentioned options:
4. In addition to standard loan instalment repayment methods, now you can pay your loan instalment from the comfort of your home using our newly launched UPI QR code method. To understand how to generate your loan UPI QR code and make payment, please visit https://youtu.be/C3bYnr7kV0U
5. In case you decide to avail the moratorium, then interest will continue to accrue on the availed deferred instalments, at the contracted rate for the respective loan/s. The said interest will be collected as per applicable interest rate from you along with the last instalment of the loan. Please note that your credit score will not be impacted on account of your availing this deferment or moratorium.
6. Please note that in case you have overdues on your loan account up to 29th February, 2020:
Kindly pay these overdues immediately using our standard instalment repayment methods including newly introduced loan account UPI QR code based payment method.
7.For all Overdraft working capital accounts, your monthly payable interest will be deferred for the mentioned 3-month period ending 31st May, 2020. The accumulated interest for this deferment period needs to be serviced by you immediately after the moratorium period, in the month of June 2020.
8.We shall also be reaching out to you on your registered mobile number / e-mail address to reiterate this information, provide you information to “opt out’ of this moratorium.
We thank you for your continued patronage and would be happy to support your service requests during this phase as well.
Stay Safe, Stay Healthy
Warm regards,
Team Jana Small Finance Bank
UPI QR code based EMI payment tutorial videos: Language option and links
Hindi - https://youtu.be/gFSykALqxbg
Bengali - https://youtu.be/3GlApo9wcE0
Assamese - https://youtu.be/MwiChjDVzUw
Gujarati - https://youtu.be/d0eZqyJ4PoQ
Kannada - https://youtu.be/AhAp1SlUiz4
Marathi - https://youtu.be/On-YSUFn_y0
Odia - https://youtu.be/hbBkVxZgc4o
Tamil - https://youtu.be/dLO5HBBtr4Y
Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on Jana’s website. The solution enables you to credit your loan account held with Jana Small Finance Bank through your UPI-linked application. It ensures a fast and swift transfer of money with direct credit to your loan account.
Follow the steps given below to download and use the service:
For any details call your respective Relationship Manager/Toll Free No.1800 4200
Thank you for referring your loved ones.
Have a great day ahead!
Do feel free to reach us at 1800 2080
With Best Regards,Team Jana
Here’s why you should seek credit from formal institutions:
Here’s how you can be a responsible borrower:
Here’s how you can get the most out of your loan:
Visit www.rbi.org.in/flw for more details
*Terms and conditions Apply. Contact your Bank for more details.
Tamal is a reputed journalist, known for his weekly column on banking and finance, Banker’s Trust. He has authored various books on finance. Tamal currently writes for the Business Standard. Before joining Jana, Tamal was an advisor at Bandhan Bank.
Thank you for submitting the details. We will get in touch with you shortly.
You can also email us on customercare@janabank.com or call us for Bank related queries/issues on 18002080
Fill in the below form to report a fraud.
Save on your taxes by investing in Jana Bank’s Tax Saver Fixed Deposit. You can avail tax deduction upto ₹1,50,000 under Section 80C of Income Tax Act, 1961
Please click here for the interest rates.
Terms and Conditions:
1. As per the Term deposit scheme, 2006, issued by the Government of India, the above Fixed Deposit scheme will not have the following facilities:
2. Premature withdrawal, Loan/Overdraft against Fixed Deposit and Auto-renewal facility.
3. Only Primary holder of the deposit can avail the deduction from income under section 80C of the Income Tax Act, 1961
4. All other terms and conditions of Regular Fixed Deposit will be applicable
1. Click here to download the FATCA declaration form
2. Fill up the form with relevant details.
3. Attach a signed copy of any of the below OVDs along with the form:
i. Driving license
ii. Passport
iii. PAN Card
iv. Voter ID Card
4. There are three ways of submitting the form to Jana Bank:
i. Visit to the nearest Jana Small Finance Bank branch and submit the declaration. Click Here to locate the nearest bank branch.
ii. Scan and send the soft copy of the fully filled form to customer.kyc@janabank.com.
Note:- Please ensure that the scanned copy is sent from your registered email id
iii. Or Send the hard copy to the below address:.
Biju Joe / Nusrat Banu, Central Processing Centre, Jana Small Finance Bank Ltd. #11, 5th Floor, Divyashree Chambers, O’Shaughnessy Road,Near Hockey Stadium, Bengaluru-560025
5. In case of any query please call 18002080
Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.
Click here to view the Schedule of Charges.
Monday to Saturday: 7 a.m. to 5 p.m. (Except 2nd and 4th Saturdays and other holidays declared by RBI)
In line with objective of ensuring greater financial inclusion and increasing the delivery of financial services, Jana Small Finance Bank has appointed the following institutional Business Correspondents.
This festive season, experience great services, earn attractive interest rates and also win a Myntra e-voucher worth ₹250. Deposit ₹25000 or more in your Jana Account from 18 to 31, October 2019 and maintain this additional balance till 31, October 2019 to be eligible to win the voucher. Hurry, fund your account today to avail the offer.
Earlier you deposit, better the chance to get the vouchers!
*Terms and Conditions:
Disclaimer: Myntra is not responsible for any typographical error leading to an invalid coupon
Jana Small Finance Bank Financials
We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.
Our Customer Care Representative will get in touch with you shortly to guide you through the process.
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