Gold Loan from Jana Small Finance Bank helps you unlock the true potential of your idle gold. With minimal documentation, quick disbursement, and complete safety of your gold, Jana Gold Loan is the easiest and quickest way to get funds for your immediate personal and business requirements. We offer loans as low as INR 10,000 at attractive interest rates. Visit us to know more about our Gold Loan offering and enjoy quick disbursal of loan amount.

Key Benefits

  • Avail Gold loans as low as INR 10,000 and enjoy flexible repayment options
  • Avail instant cash upto INR 2 lakh
  • Repay loans with quarterly, half-yearly and yearly bullet loans
High Per Gram Rates
  • Get more loan amount with the same quantity of gold. We offer one of the highest per gram rates.
Instant Disbursements
  • Enjoy Gold Loan in the quickest time
  • Both Cash Disbursements (upto INR 2 lakh) and Funds Transfer options are available
Safety of your Ornaments
  • Gold that is pledged is kept safely in our Bank Vault
Attractive Interest Rates
Transparent Pricing
  • No hidden charges
  • All our Gold loan rates and charges are communicated to the customer in writing

Eligibility Criteria

Indian Citizens aged from 18 to 79 years

How to Apply

  • Visit the nearest branch to understand more about our Gold Loan offering.
  • You can also contact us and our Customer Care Executive will explain to you our Gold Loan offering.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

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We appreciate your interest in Jana Small Finance Bank. Simply leave your details below to get a call back from our customer care.

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.