SMART Money Business Account is designed and customized for your business needs. Our innovative Sweep Facility ensures that cash in your account is invested to multiply your otherwise idle funds.

With comprehensive digital solutions, SMART Money Business Account is seamless solution to manage your cash, while earning hassle-free returns. In addition, you will also get facilities like virtual accounts, a payment gateway service and High Cash Deposit Limit per month.

Product features and benefits:

Average Quarterly Balance
  • ₹ 2,50,000/-
Sweep Facility
  • Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank
  • Threshold amount - ₹ 20,00,000/-
  • Amount multiple for sweep - ₹ 5,000/-
Digital Business Solution
  • Virtual Accounts
  • Payment Gateway Services
  • Sponsor Bank Programs
  • Digital Collections through QR code
Cash Deposit Limit at Branches
  • No charge upto ₹ 50,00,000 per month

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have a SMART Money Business Account

As per KYC policy of the bank.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

Locate Nearest Branch

Download our Mobile Banking App


  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.