Let your savings grow with our Fixed Deposit account. We understand that investment needs vary and that is precisely why we bring you a wide variety of tenures that range from 7 days to 10 years. In lieu of no premature withdrawal of the deposit, the customers can enjoy additional rate of interest* in comparison to Regular Fixed Deposits.

Key Benefits

Attractive Interest Rates
  • Earn higher interest Rate over and above the Regular Fixed Deposit Rate
Premature Withdrawal
  • Not Applicable
Flexible Tenure
  • The tenure period of fixed deposits range between 7 days to 10 years
Minimum Amount
  • INR 15,00,001

Interest Rates for FD Plus (For Fixed Deposits with No Premature Withdrawal facility)

    Rates are effective from 14/12/2018 (subject to change from time to time)

Period Interest Rate (p.a.) Annualized Yield
7 days to 45 days 6.00% 6.00%
46 days to 60 days 6.50% 6.50%
61 days to 180 days 7.25% 7.32%
181 days to 365 days 8.75% 9.04%
More than 1 year up to 2 years 9.00% 9.74%
More than 2 years to less than 3 years 9.00% 10.20%
3 years 9.25% 10.52%
More than 3 years up to 5 years 8.50% 10.46%
More than 5 years up to 10 years 7.00% 10.03%
  • The above rate is applicable for Fixed Deposits above ₹ 15 Lakhs only.
  • The interest is computed based on the actual number of days in a year i.e. 365 days for a non-leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit account.
  • Following are the types of customers who can open fixed deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Bodies, Cooperative Societies, Trusts, Partnerships, NGO and, Private Limited Organisations.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank. Give our Relationship Manager an opportunity to help you with the application process.
  • You can also contact us online and our Customer Care Executive will schedule a service appointment at a time that is convenient to you, so that our Relationship Manager can help you with the application process

Required Documents

Click here for the list of KYC documents required to open an account.

Frequently Asked Questions    |   Terms & Conditions

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