Now open a Savings Bank Account or Fixed Deposits in 3 easy steps and earn best-in-class interest on your hard-earned money. Just keep your PAN and Aadhaar details ready to explore the seamless journey of Digital Account.

More Interest

  • 3%* p.a on Savings Account
  • 6%* p.a on Fixed Deposit
  • Rupay Debit Card with additional facilities

Digital Account Advantages

  • Instant account opening*
  • Earn interest up to 3%* on your savings account balance and 6%* on Fixed deposit
  • Anytime, anywhere fund transfer with NEFT/RTGS/IMPS
  • Debit card with unlimited transactions at Jana Bank ATMs and hosts of other Rupay card benefits
  • FULL KYC verification done at your doorstep to avail complete banking services
  • Fund your Digital Account initially with UPI payment gateway/Debit card/Net Banking

*Initial deposit of Rs 1000

Who is eligible for Digital Account?

  • 18 years of age or above
  • Resident of India with a valid Indian address proof
  • New to bank prospects
  • Valid PAN and Aadhaar details
  • Prospect should not have opened any account using OTP based e-kyc in non-face-to-face mode with any other bank

How to apply?

Open a Digital Account in 3 easy steps:

  1. Step 1. Enter your 10 digit Mobile number and email ID
  2. Step 2. Provide your Aadhaar & PAN details and open your Digital Account
  3. Step 3. Fund your Digital Account to enjoy the Banking Services

Frequently Asked Questions    |    Terms & Conditions