Jana Small Finance Bank uses the Unified Payment Interface (UPI) for its payment service on Jana’s website. The solution enables you to credit your loan account held with Jana Small Finance Bank through your UPI-linked application. It ensures a fast and swift transfer of money with direct credit to your loan account.

Service Benefits

Convenient Facility
  • Transfer money easily using any UPI linked PSP app
  • Repay your loan instantly and digitally
Easy QR code generation
  • The payer need to just enter his loan account number in the Jana Small Finance Bank’s website which will fetch all the details automatically with a final QR code unique to your Loan account held with Jana Small Finance Bank.
Flexible Payment Options
  • No lower limit for transfer
  • 24X7 facility for send or receive fund

Eligibility Criteria

  • Must be a smartphone user
  • Must hold a Loan account with Jana Small Finance Bank.

How to Use

Follow the steps given below to download and use the service:

  • Step 1. Click on https://janabank.sarvatra.in/public/account#step-1
  • Step 2. Enter your Loan account no. with Jana Bank
  • Step 3. Read the terms & conditions and click on agree to proceed
  • Step 4. Click on proceed for the details of your loan
  • Step 5. Verify your loan details and proceed to generate QR code
  • Step 6. Download/Take a print out of the QR code
  • Step 7. Verify the QR code with the “J” logo in the QR code and your name
  • Step 8. Scan the QR with any UPI applications available on your handheld devices
  • Step 9. Verify it with your loan account number and name
  • Step 10. Make your payment with UPI PIN

For any details call your respective Relationship Manager/Toll Free No.1800 4200

Terms & Conditions

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

Locate Nearest Branch

Download our Mobile Banking App


  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.