Introduction

Jana Small Finance Bank’s Safe Deposit Locker facility provides you with the safety which you need for your valuables possessions. You can choose the size of locker as per your need and keep your valuables safe with us.

Key Features

Easy booking from branch

Choose locker size as per your need

Convenient direct debit of locker rent from your account

Nomination facility

Features & Benefits

• Availability - Locker facility is available at various branches. Click here to know the details of branches.
• Choose as per your need - Lockers are available at 3 different sizes to accommodate customers various valuables
• Hassle free Payment of rentals – Direct debit of locker rent from your Jana Bank account
• Nomination facility - Easy opting of nomination facility to freely release your contents anytime
• Locker Size -



Unit Type	Height (in mm)	Width (in mm)	Depth (in mm)
Small	125	179	502
Medium	125	360	502
Large	278	360	502

Fees & Charges

Following is annual rent applicable for various sizes available (excluding GST).

Terms & Conditions

• The locker rent will be charged annually and collected in advance. The rent shall remain same irrespective of tenure locker has been opted for and is same across all the branches wherever Lockers are available
• All other applicable Terms and Conditions in relation to lockers shall be communicated through the locker agreement and the customer is advised to visit the nearest branch for more details
• Allotment of lockers will be on First Come First Serve basis based on application format, agreement, and other documents in line with regulatory guidelines and bank’s internal guidelines, as amended from time to time
• Discounts, if applicable, will be offered only on maintenance of relationship value as per customer product category. (Please check on the discount point whether it has the approval from the appropriate authority)
• Click here for Standard Operating Procedure.

We are delighted to know that you are interested in Jana Small Finance Bank’s Current Account.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Thank You

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Pay your utility bills like Broadband Post-paid, DTH, Gas etc. through our Jana Bank Mobile Banking Application between 11th Oct’21 to 11th Nov’21 and stand a chance to win smartphones and Alexa Show

Campaign Name

#BindaasJeeto

Campaign Period

11th October to 11th November 2021(both start and end date)

Rewards

Bill Payment categories

Key Winning Criteria

• Minimum transaction value Rs 100/-
• Minimum 03 successful bill payment/ transactions (Only Digital Transactions- through Internet Banking & Mobile Banking) during the campaign period.
• Top transacting customers, doing maximum successful bill / recurring payment (Only Digital Transactions) in a month (during Campaign period) on the Bharat BillPay Platform, will be eligible for the rewards.
• Transactions done through agent POS or agent outlet are not eligible.
• One customer is eligible for one Award only
• Terms and conditions

BBPS payment option in Jana Bank Mobile Banking Application Steps

1. Open Jana Mobile Banking
2. Click on My Accounts (Top left corner)
3. select (Bill Pay & recharge)
4. Select they type of utility bills you want to pay
5. Input your respective Bill account number/Bill details
6. Click on Pay
7. Confirm
8. MPIN

Here’s an exciting offer for Jana Small Finance Bank customers!

Upto* 100% Cashback on first EMI payment in a month of a loan pertaining to Jana Small Finance Bank Limited, made by the customer with the minimum transaction of Rs.1500 on MobiKwik App by using the coupon code: JANA

Steps to avail the Offer

• Download MobiKwik mobile application from Play store/App store
• Complete KYC or Minimum KYC in the application
• Enter the coupon code and pay Jana Small Finance Bank Loan EMI using MobiKwik application

Points to note

• Minimum amount spend to redeem the Cashback is Rs.1500
• Minimum Cashback is fixed at Rs.10 and Maximum Cashback is fixed at Rs 250, for this offer
• The cashback will be credited to customer’s MobiKwik Wallet.
• Customers can make EMI payment and avail the Offer by making payment through any mode available on MobiKwik App.
• The code can be redeemed once per user per month.
• Offer valid only for users who have completed KYC on MobiKwik.
• Coupon redemption & Payment should be done on MobiKwik's Android & iOS App.
• Offer is valid on the first transaction of month on EMI Payment Category of MobiKwik.
• Offer Valid till 30th Nov 21.
• MobiKwik has the right to end or call back the Offer without prior notice.

Terms & Conditions

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Thank you for referring your loved ones.

Our Customer Care Representative will get in touch with them shortly.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.

Regards,
Jana Small Finance Bank Ltd.

We have noted your preference of opting for QR Code for your business transactions. You will shortly receive the QR Code from the Bank.

If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.

Regards,

Jana Small Finance Bank Ltd.

Metro Savings Account by Jana Small Finance Bank is designed to offer you the convenience and comfort of a hassle-free, “anytime and anywhere” banking experience.

Key Benefits

Eligibility Criteria

Applicants must be Resident Indians to be eligible to apply for Regular Savings Account of the following types:

• Individual (sole or joint account)
• Senior Citizen

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Service Charges & Fees   |   Terms & Conditions

Open a Current Account from the comfort of your home. The journey is safe, simple & fast eliminating the need to visit the branch for KYC.

Key Benefits

• Individual current account in few minutes
• Enjoy anywhere anytime banking
• Saves time
• Convenient
• No Human contact – Your safety is our priority in COVID times

How to Apply

• 4 easy steps to open
  • Enter Mobile number
  • PAN & Aadhaar Validation
  • Enter personal details
  • Video call with Bank KYC officer
• What do You need?
  • A mobile phone or desktop
  • Internet connection [preferably 4G]
  • Aadhaar Number
  • Original PAN card
  • Blank white sheet and a black pen for signature

Terms & Conditions    |    Service Charges & Fees

We have noted your preference of opting out of receiving physical statements. Going forward, you will receive the statement for your account on your registered email Id every month.

If you have any queries, please send us an email at customercare@janabank.com or call us on our Toll free number 1800 2080.

Regards,

Jana Small Finance Bank Ltd.

Two Wheeler Loan helps an individual to fulfil his dream of owning Motorcycle or a Scooter of his choice by paying in easy equated instalments. Jana Small Finance Bank provides loan for purchasing Two Wheeler/ Electric Two Wheeler to Existing & New to Bank Customers.

Key Benefits

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can apply for Two Wheeler Loan
• Any Individual between 20 to 60 Years of Age can apply*
• Following are the types of customers who can apply for Two Wheeler Loan:
  • Individuals
  • Sole Proprietorship
  • Partnership Firms
  • Registered Companies

How to Apply

• You can also contact us and our Customer Care Executive, will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

• KYC & active Bank Account details.

• Loan at Sole discretion of Jana Small Finance Bank*

• Current Operational States: Maharashtra, Gujarat, Tamil Nadu, Karnataka, West Bengal, Odisha, Delhi-NCR and Pondicherry. Please follow this space for more updates….

Service Charges & Fees

RERA Business Account by Jana Small Finance Bank is a current account for Builders/Developers to enable smooth flow of funds to support their real estate project.

The Real Estate (Regulation and Development) Act, 2016 (RERA) act was enacted to safeguard the interest of home buyers and to be monitored by state level RERA Authority.

The promoter of a real estate development firm should maintain a separate account, hereinafter being referred as RERA Account, for each of their projects with a scheduled commercial bank. A minimum % of money collected in the RERA Account should only be used for the construction of the project and the borne towards the land.

It is the responsibility of the developer to comply with the guidelines issued under the act and by the RERA accounts i.e. collection of funds and payments from the RERA account.

Salient Features:

• The Project Receivable RERA account shall be opened as an RERA Collection Account and operated in the following manner:
• 100% of the project receivables collected shall be deposited into the Project Receivable RERA account.
• The Bank shall, at EOD every day, transfer the balance from the Project Receivable RERA account in the following manner through a “Standing Instruction”;
• 70% of the amount in the Receivable account shall be transferred to the Project Designated RERA account.
• Balance 30% of the amount in the Project Receivable RERA account shall be transferred to the Promoter/Developer/Builder’s current account.
• The Project Designated RERA account shall be opened as an account with account operations subject to the following guidelines:
• All transactions in the account shall be in accordance with the norms given in the RERA Act, as in the funds must be used for land acquisition, building, and project completion only.
• Credits, as mentioned above, would be initiated by the Bank on a “standing instruction” basis at EOD every day from the Project Receivable RERA account.
• Each withdrawal/transfer from the Project Designated RERA Account shall be made on receipt of a request letter from the Promoter, signed by the authorized signatory of the Promoter (i.e. Project Engineer, Architect & Chartered Accountant)
• The Promoter/Builder/Developers account shall be opened as a Regular Current account, or any current account as requested by the developer.

Eligibility Criteria:

RERA Accounts can be opened by the project developer who is developing / constructing a real estate project, whether residential or commercial or mixed use, and are in the process of applying for RERA registration or have already registered the project with the RERA Authority.

Eligible Projects for opening RERA Account

• Projects having a built-in space of a minimum of 500 square meters or 8 flats
• For projects where completion certificate has not been received

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Thank you for referring your loved ones.

Our Customer Care Representative will get in touch with them shortly.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Dear Jana Banker,
Thank you for expressing your interest in our product. The Bank Representatives will contact you shortly.

Regards,
Jana Small Finance Bank Ltd.

About the Campaign

Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee

OD Facility is subject to Terms & Conditions

Campaign Duration:

• Start Date: 10th May 2021
• End Date: 31st May 2021
• Both days inclusive

Eligibility Criteria

All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021

Service Charges:

How to avail the Offer:

Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you

Terms & Conditions:

"I choose my number" service is now available on select range of Jana Bank Current & Savings Accounts

Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….

Product features and benefits:

Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?

Jana Bank is making this possible exclusively for you with “ I choose my number” service on Select Variants!

Who can apply:

• This feature is available to all Jana Bank customers opening a new Current / Savings Account variants (*Select Variants)
• Existing customers can also avail the service to “ I choose my number”. For further details and clarification on the same, kindly contact your Branch Manager or Relationship Manager.

How to apply

To block your new Account Number of your choice, you can contact any Jana Bank branch for " I choose my number" service.

Terms and Conditions

1. The customer by availing the "I choose my number" service agrees to the terms and conditions ("T & Cs") applicable to Jana Bank's Current & Savings Accounts.
2. The customer shall have the option to select the available account number of his choice.
3. The customer understands that the allocation of account number chosen by the customer shall be created on best effort basis and shall be subject to the availability of the requested number.
4. The "I choose my number" service is available only for select Current & Savings accounts variants
5. Jana Bank reserves all rights to accept & reject the request of such account number at any point of time

About the Campaign

The bank has gone live with BBPS Customer Unit and customers can do online bill payments through our Internet Banking portal. We are doing an online campaign where customer doing bill payments though JANA internet portal, will be given Amazon pay gift card/Voucher.

Campaign Duration:

• Start Date: 06th May 2021
• End Date: 30th May 2021
• Both days inclusive

Eligibility Criteria

Existing To Bank (ETB) Customers:

• Each bill payment amount should be a minimum of 250 Rupees.
• Partial payment/Split payment of bill will be considered as single bill payment and it will not be considered as multiple bill payment.
• Customer should have Internet banking Login credentials.

Simple Guidelines for Bill Payments:

Terms & Conditions:

• Campaign starts on 06th May 2021 and ends on 30th May 2021 with both days inclusive.
• Customers will become eligible for an Amazon pay gift card/voucher maximum worth of ₹200 post successful bill payments as per norms mentioned in the eligibility criteria.
• The Amazon Gift cards/Vouchers will be allocated in the order of fulfilment of the Campaign criteria.
• Only one Amazon pay gift card/voucher will be eligible to a customer basis on the maximum number of bills paid, even if customer falls under multiple category. And Jana Small Finance Bank reserves rights to cancel the candidature at any point of time and will not be liable for any further clarification.
• Customers will be communicated about the campaign through e-Mail and/or SMS and Jana Small Finance Bank website only.
• Name of the eligible winners will be announced within 30 days, post the Campaign ending date.
• The Amazon pay gift card/voucher will be e-mailed to the winners on their registered e-mail ID within 45 days after Campaign ending date. It is the responsibility of the participant customer to ensure that the correct e-mail ID is updated with the bank.
• Jana Small Finance Bank reserves the right to modify, cancel, extend or discontinue the campaign and/or these terms and conditions or any part thereof at any time without prior notification and Jana Small Finance Bank is not responsible for any third party products, goods, services and offers.
• All issues pertaining to this Campaign to be raised within 60 days from the announcement of the Campaign. If any dispute or complaint or query raised after 60 days then the same will not be entertained.
• Any issues or dispute relating to this Campaign shall be governed under Indian laws and are subject to exclusive jurisdiction of Bengaluru Courts.
• This Campaign is voluntary and by participating in the campaign, you are deemed to have read, understood and accepted these Terms and Conditions.

Dear Customers,

Thank you for your trust and your bank continues to grow steadily and safely.

The COVID crisis has been an unexpected and stressful time for all of us both personally as well for our businesses, families and employers. It is important that we navigate this crisis together safely and sensibly.

This is further to the communication on Moratorium granted as a part of our Covid19 relief package released earlier (enclosed as Annexure1 with this communication), we would like to announce the second phase of the relief package across our entire product offering: Group Loans, Individual Loans, Agricultural term Loans (both Individual & group), Retail loans, Business Loans, Affordable Housing Loans & MSME Loans.

For the months of June, July and August' 2020, moratorium will be offered month-on-month to the borrowers based on request and at the discretion of the Bank after appropriate evaluation of the borrower's needs that such moratorium is necessitated on account of the economic fallout from COVID-19.

Please note that this loan moratorium is optional and you can continue to pay your loan EMIs if you have the funds to continue with your repayments. This will mean a lower cost of interest on your loan as well as an early closure of your loan.

Kindly note that the point 4 to 7 under the key points as provided in Annexure 1 shall remain unchanged and would be applicable herein.

We thank you for your continued patronage and would be happy to support your service requests during this phase as well.

Stay Safe, Stay Healthy

Warm regards,

Team Jana Small Finance Bank

"Own your Own Account Number" service is now available on select range of Jana Bank Current & Savings Accounts

Jana Bank offers you to Bank with your Customized Current and Savings Account Number. You can now select an account number of your own choice. Record your most memorable moment or your favourite Date or Lucky number by Owning your Own Account Number at Jana, Choice is yours now….

Product features and benefits:

Rarely can people remember their bank account number on their fingertips. After all, it is not easy to remember a long string random digits. What if you could choose your bank account number with Jana Bank at your own choice of number?

Jana Bank is making this possible exclusively for you with “Own your Own Account Number” service on Select Variants!

Who can apply:

• This feature is available to all Jana Bank customers opening a new Current / Savings Account variants (*Select Variants)
• Existing customers can also avail the service to “Own your Own Account”. For further details and clarification on the same, kindly contact your Branch Manager or Relationship Manager.

How to apply

To block your new Account Number of your choice, you can contact any Jana Bank branch for "Own your Own Account Number" service.

Terms and Conditions

1. The customer by availing the "Own Your Own Account" service agrees to the terms and conditions ("T & Cs") applicable to Jana Bank's Current & Savings Accounts.
2. The customer shall have the option to select the account number of his choice subject to availability.
3. The customer understands that the allocation of account number chosen by the customer shall be created on best effort basis.
4. The "Own your Own Account Number" service is available only for select Current & Savings accounts variants.
5. Jana Bank reserves all rights to accept & reject the request of special account number at any point of time. This facility can be withdrawn without any prior notice.

Thank You

Thank you for registering for the webinar ‘Kickstarting India's Decade’.

You will receive the link to the webinar soon.

With Best Regards,
Team Jana Small Finance Bank

Jana Bank brings to you the only systematic recurring deposit investment plans. These systematic plans help you earn high interest of 7.5% and lets you achieve your dreams. So be it preparing for the college admission of your child or buying your dream home or buying that dream jewelry, Jana Bank has planned it all for you.

Simply choose your goal and calculate how much you would need to save every month to reach to your goal. 

COLLEGE INVESTMENT PLAN-RD

Every parent dreams of sending his child to that dream college that will help them achieve success in life.

College Investment Plan (CIP) RD lets you save systematically every month and earn good interest that will help your child to reach that dream college

View Details

HOME INVESTMENT PLAN-RD

Buying a home is a dream for many and involves a lot of financial planning.

Home Investment Plan (HIP) RD lets you save systematically every month and earn good interest that will help you make your dream home a reality.

View Details

GOLD INVESTMENT PLAN-RD

Jewellery always entices you. You always wanted to have that favourite gold jewellery as your prized possession.

Gold Investment Plan (GIP) RD lets you save systematically every month and earn good interest that will help your own that prized possession.

View Details

OTHER PLAN-RD

Goals in life are varied and each individual can have a separate goal to achieve in long or short term.

Keeping your goal in mind simply calculate how much you would need to save in recurring deposit every month.

View Details

Thank you for submitting the details. We will get in touch with you shortly.

You can also email us on customercare@janabank.com or call us for Bank related queries/issues on 18002080

Fill in the below form.

Plan Name – ICICI Lombard Complete Health Insurance (ICIHLIP21383V052021)

With ICICI Lombard General Insurance Company Limited, choosing an insurance policy is not just a matter of saving tax at the end of the financial year. It is also about finding a policy that actually works for you. Once you have decided to take a policy, we will go about finding a policy that truly caters to your needs. Factors such as age, number of family members, and preferred insurance premium all come into play. As do factors such as hospitalisation cover and maternity cover, and a few others, which can be customised as per your needs.
Once selected, a single policy will provide a health cover that fits you and your family like a glove.

Key Benefits:

• 150 Day care surgeries covered
• Reset Benefit
• Domestic Road Emergency Ambulance
• Rewards for staying fit with our wellness program
• No Medical test required for policy holder below 46 years of Age**
• Cashless medical treatment across India in 4500+ network Hospitals as on ……date
• In Patient Hospitalization
• Policy renewal facility for lifetime

**Medical test may be required in case of any pre-existing health condition as per the underwriting policy of the insurer

Plan Name – Bajaj Allianz Family Health Care (Gold) (IRDA/HLT/BAGI/P-H/V.I/65/2016-17 )

Your Health is precious – it enables you to live your life the way you please.

Bajaj Allianz’s Family Health Care policy is designed to suit your health care needs. It takes care of Medical treatment expenses incurred during hospitalization resulting from serious illness or accident.

Key Features:

• In house claim settlement
• Life time renewal
• Income Tax Benefit as per sec 80D of the IT Act on the premium paid for policy

Coverages

• In-patient Hospitalisation Treatment
• Pre-Hospitalisation
• Post-Hospitalisation
• Road Ambulance
• Day Care Procedures
• Organ Donor Expenses
• Sum Insured Reinstatement Benefit
• Hospital Cash Benefit
• Preventive Health Check Up
• Ayurveda / Homeopathic Hospitalisation Expenses

Plan Name – Bajaj Allianz Health Guard Plan (IRDA/HLT/BAGI/P-H/V.II/113/16-17 )

Eligibility Criteria:

• Policy can be taken of Individual Life or Family Floater
• Entry Age Min– Min. 3 months, 18 years for proposer
• Renewal Age – Lifelong
• Exit Age for children from parents policy – Greater than 35 years
• SUM Assured can be opted – 1.5 lacs – 50 Lacs
• Plan options: Silver Plan & Gold Plan

Basic Features & Covers :

• Maternity Expenses & New Born Baby cover (Available under Gold Plan Only)
• Ayurvedic / Homeopathic hospitalization expenses (Available under Gold Plan Only)
• Bariatric Surgery cover (Available under Gold Plan Only)
• In Patient treatment
• Day care treatment
• Domestic Road Ambulance cover
• Pre & Post Hospitalization – 60 days before and up to 90 days after
• Organ Donor Expenses

1. Motor insurance

Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.

2. Home Insurance

Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can secure your structure and/or the contents of your home against natural and man-made calamities by insuring with our Comprehensive Home Insurance policies.

3. Travel Insurance

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays

4. Personal Accidental Insurance

A Personal Accident Insurance policy provides financial compensation in the unfortunate event of death or disability or hospitalization of the insured, due to accident. Accident means a sudden, unforeseen and involuntary event caused by external, visible and violent means.

1. Motor insurance

Secure your Car against natural calamities and accidents with our Car & 2W insurance policies that comes with varied Benefits. An accident can happen at any point of time. Avail additional facility of cashless services at a wide network of garages across the country. To know more of benefits, you may please speak to our Officials at the branches.

2. Home Insurance

Homeowners insurance is made up of coverages that may help pay to repair or replace your Home and belongings if they are damaged. Home is where our Heart lives along with our family. You can insure the structure and/or the contents of your home.

3. Travel Insurance

Travel insurance is a type of insurance that covers the costs and losses associated with traveling. It is useful protection for those traveling domestically or abroad. It’s better to go armed with Travel Insurance. This protects from medical emergencies, baggage loss, passport loss, trip cancellation and even trip delays

4. Personal Accidental Insurance

Personal Accident insurance or PA insurance is an annual policy which provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events. ... PA insurance provides 24-hour worldwide insurance protection.