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We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080


With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080


With Best Regards,
Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080


With Best Regards,
Team Jana

Jana Diwas is observed every year to celebrate and highlight financial independence of customers. We are honoured that Mr. Krishnamurthy Subramanian, Chief Economic Advisor, Government of India, will grace the occasion as Guest of Honour.

With the help of a distinguished jury co-chaired by Dr. D. Subbarao, former Governor RBI, and Mr Vinod Rai, former CAG, the most inspirational customer stories have been selected for awards. A few of these customers will be present to share their stories.

Staying focused on the issue of financial inclusion there will be a discussion by eminent panellists from the government and industry on the topic of ‘Connecting High Street to Last Mile.’ The event will be aired nationally on ET Now & Times Now.


Guest of Honor

Mr. Krishnamurthy Subramanian

Chief Economic Advisor to the Government of India

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Guest of Honor

Mr. Krishnamurthy Subramanian

Chief Economic Advisor to the Government of India

Eminent Panelist

Mr. Sudarshan Sen

Former Executive Director, Reserve Bank of India

Mr. P S Jayakumar

MD & CEO, Bank of Baroda

Ms. Jayshree Vyas

MD, SEWA Bank & Independent Director, BSE

Mr. Krishnan Dharmarajan

Executive Director, Center for Digital Financial Inclusion

Mr. Alok Misra

Professor, Public Policy & Governnance, MDI, Gurgaon

MODERATED BY:

Mr. Mihir Bhatt

Chief Editor-IPs, Times Network

Customer Jury

On August 21, we felicitate a few of our customers, who are chosen through a careful selection process. Customer stories from across the country, reviewed by a jury based on certain criteria, and shortlisted. The finalists, along with their families, are our special guests at the event on Jana Diwas.

Mr. D Subbarao

Former Reserve Bank of India governor

Mr. Vinod Rai

BCCI & Former Comptroller & Auditor General of India

Mr. Anand Sinha

Chief Information Officer

Dr. Nandkumar Jairam

Chairman, CEO & GMD, Columbia Asia Hospitals

Mr. Tamal Bandhyopadhyay

Advisor to Jana Small Finance Bank

Employee Jury

Exemplary employee stories are showcased at Jana Diwas and they are felicitated at the event. These inspiring stories were judged by an eminent jury comprising of:

Mr. Ajit Issa

Chief Operating Officer, Quess Corp Limited.

Mr. Robin Bhowmik

Chief Business Officer, Manipal Global Academy

Mr. Ram Kumar

Founder & CEO, Leadership Centre


Jana Small Finance Bank, erstwhile Janalakshmi Financial Services (JFS), is headquartered in Bengaluru and has over a decade of existence.

It is one of the 10 financial institutions which had received in-principal approval from the RBI for a Small Finance Bank in 2015. Jana Small Finance Bank received final banking license in April 2017; it started banking operations on March 28, 2018.

Currently, the bank is serving 3.6 million customers across 20 states and Union Territories in India. Its vision is to become the leading inclusive digitized bank serving all customer segments and communities of an aspirational India.

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Contact us for more details - corp.comm@janabank.com

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X Disclaimer Now you are entering into the external website link outside the Jana Small Finance Bank website. The purpose behind providing the link is only for the convenience of the customers. Jana Small Finance Bank do not stand to gain from it monetarily, directly or indirectly, in the way of fees or commissions or otherwise, when our customers view the offers made by the merchant or when our customers make any purchases. Customer shall visit the external website with their own risk and Jana Small Finance Bank shall not have any liability for the same.

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We are delighted that you are interested in Gold Loan from Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

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Farmers can now use banking services without fear

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Salary account is designed for people from the salaried class. These accounts are for employees of corporate institutions. This product has a wide range of benefits and services, as well as seamless access to secure Net Banking and Mobile Banking services. Salary account provides you access to your account anytime, anywhere through robust banking services and transactional benefits.

Key Benefits

FEATURES BENEFITS
Average Monthly Balance
  • Nil
Rate of Interest
RuPay Debit Card
  • Rupay Platinum Debit Card with high ATM Withdrawal and POS Limit
Cash Withdrawal Limit at Branches
  • Unlimited cash withdrawal with no cap on amount and number of transactions
Mobile Banking App
  • Mobile Banking App to transact comfortably

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can have a Salary Account
  • Individual customers can open Salary Accounts introduced by their employer

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.



We are delighted to find out that you are interested in Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

Thank you for your interest. Simply leave your details below to get a call back from our customer care.

We are delighted to find out that you are interested in Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

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Jana Small Finance Bank offers home loans which are designed to fulfil all your housing finance/mortgage requirements. You can avail Home Loans for Resale purchase/ flat or apartment purchase/ residential plot purchase plus construction/self-construction and even for re-financing existing loans you may have availed from other banks or housing finance companies. Apart from this you can also avail Loan against property(LAP) and loans for purchase of commercial property/shops.

Key Benefits

FEATURES BENEFITS
Loan Amount & Tenure
  • Avail maximum Loan up to 3 crores for a tenure of up to 30 years
Multiple variants

You can avail home loan for a variety of purposes based on your requirement such as:

  • Purchase a house / flat
  • Purchase a plot for construction of a house
  • Balance Transfer & Top-Up
  • Loan Against Property
  • Commercial Purchase
  • Home Improvement
Attractive Interest Rate

We offer the following interest rates:

  • Housing Loan - 9.75%-16.75% p.a.
  • Non Housing Loan - 11.50%-23% p.a.
    • interest rates.
Savings Account
  • We offer Zero balance Jana Bank Savings Account along with Debit Card at 5% interest with ease of repayment and savings with attractive rate of interest.
Convenient Banking Services
  • Minimal Documentation and Doorstep Service leads to swift processing of your loan documents.
  • Safe custody of property documents
  • Thorough due diligence on the title of the property
  • Balance transfer of existing loan with additional top up
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Subsidy
  • Avail subsidy up to ₹ 2.67 lakhs under Pradhan Mantri Awaas Yojana

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can avail Home Loan.
  • Any self-employed professional, self-employed non-professional & salaried professional can avail Home Loan from us.
  • Professionals with cash income can also apply.
  • Minimum household income of Rs.10,000 per month
  • Minimum 25 years of age and up to 75 years during loan maturity

How to Apply

  • Share your details with us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents*

Click here for the detailed list of documents for Home Loans.

Service Charges & Fees



Deceased Customer Document Retrieval Process for loans

Foreclosure: To initiate the foreclosure process, please visit your nearest branch. Our team will assist you with all the required documentation and guide you through the next steps.

Please note that your foreclosure statement will be processed within 15 working days from the date of your request.

Note: Our Home Loan services are currently available in Madhya Pradesh, Chhattisgarh, Rajasthan, Maharashtra, Tamil Nadu, Karnataka, Bihar, Jharkhand, Delhi NCR, West Bengal, Punjab, Haryana and Gujarat. Please feel free to get in touch with your nearest branch for any further details.


Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.

Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.

Key Benefits

FEATURES BENEFITS
Attractive Interest Rates

Please click here for the interest rates.

Flexible Tenor Options
  • Minimum Tenor
  • Maximum Tenor
  • 6 Months
  • 10 Years
Minimum Amount As low as ₹ 100
Deposit Multiples As low as ₹ 100
Ease of Booking Open RD on click of a button using internet or mobile banking.

Terms and Conditions:

1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

2. In case of premature withdrawal of the recurring deposit, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.

3. For delayed and/or missed monthly payment:

    a. A Penalty of ₹ 1.5 per ₹ 100 on the instalment amount will be levied

    b. This penalty will be levied on actual basis i.e. on the number of days of delay

    c. Grace period of 5 days will be provided to the customer to make the instalment payment to avoid the penal charges

4. Bank reserves the right to close the recurring deposit in case the customer misses 5 consecutive recurring deposit instalments.

5. The minimum tenor of Recurring Deposit should be 6 months.

6. The minimum instalment amount should be ₹ 100.

7. The instalment amount should be in multiples of ₹ 100.

How to Apply

  • Existing customers can open Recurring Deposit through Jana Mobile Banking Application and Jana Internet Banking.
  • Visit the nearest Jana Bank branch and open Recurring Deposit
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Frequently Asked Questions    |   Terms & Conditions



Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.

Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.

Key Benefits

FEATURES BENEFITS
Attractive Interest Rates

Please click here for the interest rates.

Flexible Tenor Options
  • Minimum Tenor
  • Maximum Tenor
  • 6 Months
  • 10 Years
Minimum Amount As low as ₹ 100
Deposit Multiples As low as ₹ 100
Ease of Booking Open RD on click of a button using internet or mobile banking.

Terms and Conditions:

1. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

2. In case of premature withdrawal of the recurring deposit, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.

3. For delayed and/or missed monthly payment:

    a. A Penalty of ₹ 1.5 per ₹ 100 on the instalment amount will be levied

    b. This penalty will be levied on actual basis i.e. on the number of days of delay

    c. Grace period of 5 days will be provided to the customer to make the instalment payment to avoid the penal charges

4. Bank reserves the right to close the recurring deposit in case the customer misses 5 consecutive recurring deposit instalments.

5. The minimum tenor of Recurring Deposit should be 6 months.

6. The minimum instalment amount should be ₹ 100.

7. The instalment amount should be in multiples of ₹ 100.

How to Apply

  • Existing customers can open Recurring Deposit through Jana Mobile Banking Application and Jana Internet Banking.
  • Visit the nearest Jana Bank branch and open Recurring Deposit
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Frequently Asked Questions    |   Terms & Conditions



Jana Small Finance Bank offers to its corporate clients the Corporate Internet Banking facility. Corporate Internet Banking facility provides for easy monitoring of corporate accounts and their fund utilisation through restricted/ preferred access rights to corporate users for account level services and fund transfer.

Safe and Secure: Wherever you log in, you can rest assured in knowing you’re your Corporate Internet Banking facility is protected with robust security features of Jana Small Finance Bank.

Convenience: Jana Small Finance Bank has designed Corporate Internet Banking with your convenience in mind. Jana Small Finance Bank Corporate Internet Banking Portal brings together the best of technology, along with an easy navigation experience, a warm welcoming design, and greater simplicity for corporate clients.

Corporate Internet Banking provides you with a number of features.

Key Features

FEATURES BENEFITS
Control on corporate accounts
  • Give specific access rights to different users basis roles within the organization
  • Restricted/preferred access of all the functionalities against an account
Ease of Banking
  • Corporate users can use the portal for their banking needs without visiting a branch
User Management
  • Corporates can deactivate or activate users through their nearby Jana Bank branches
  • Corporates can provide access rights for all users as per their requirements
Accounts
  • Corporates can operate on accounts on-boarded for CIB (accounts can be enabled individually in CIB)
  • Corporates can view their account statements
  • Corporates can view their deposit accounts
  • Corporates can give preferred access to users for every account separately
Authorization Matrix
  • Corporates can set the hierarchy for different levels of authorization
  • Corporates can set multiple users and rules for each level of authorization
Maker Checker Concept
  • Corporates can define a maker and a checker for each type of transaction which can be done through CIB
Service Request
  • Corporates can request for services like cheque book request, stop cheque request, cheque status request.
  • Corporates can open new term deposits
  • Corporates can monitor the status of their service requests in real time
Bulk File Processing
  • Corporates can do single debit and multiple credit transactions.
  • Salary upload and multiple vendor payments can be done through single file upload.
Fund Transfer
  • Corporates can do IMPS, NEFT and RTGS
  • Corporates can set Standing Instructions on their accounts, and can also schedule future date transactions.
  • Corporates can add multiple payee accounts under each payee name
  • Corporates can view Payment Reports

How to avail Corporate Internet Banking facility?

Please visit Jana Small Finance Bank branch and fill up a Corporate Internet Banking form available at the branch. Corporate Internet Baking facility will be activated subject to eligibility, submission of required documents and acceptance of terms to conditions.

Documents

Click on the links to download the following documents:

Frequently Asked Questions   |   Terms & Conditions



We are delighted to find out that you are interested in Jana Small Finance Bank Recurring Deposit. The interest rate offered by our Recurring Deposit is among the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

We are delighted to find out that you are interested in Jana Small Finance Bank Current Account. The interest rate offered by our Current Account is among the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Freedom from COVID Campaign.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080


With Best Regards,
Team Jana

Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.

Freedom Account

Unleash Your Business Potential with Freedom Account

The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.

  • No Minimum Balance requirement
  • Free* cash deposit limit of ₹4 Lakhs per month
  • Unlimited Cash Withdrawals at zero charges

SMART Money Business Account

Simple digital solution for all your business problems!

SMART Money Business Account

  • Virtual Accounts
  • Payment Gateway
  • High Cash Deposit limit per month
  • Option to ‘earn interest’ on account balance

MONEY Back Business Account

The Smarter Way to Bank!

MONEY Back Business Account

  • Digital Collection option through QR Code
  • Sponsor Bank Program
  • Option to ‘earn interest’ on account balance
  • NACH/E-NACH option for recurring payments

Advantage Business Account

Manage your business like a Pro!

Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:

  • Business Debit Card
  • Automated Recon & Statements
  • Option to ‘earn interest’ on account balance
  • NACH/E-NACH option for recurring payments

TASC Business Account

Business Banking Made Simple!

TASC current account provides business solution for TASC and government segment. All solutions are customized as per customer requirement:

  • Virtual Accounts
  • Payment Gateway
  • Sponsor Bank Program
  • Digital Collection option through QR Code

Regular Business Account

Manage your Business like a Pro!

This account is designed to help manage the daily transactions of businesses at all stages of growth.

  • Unlimited cash withdrawal with no cap on amount and number of transactions
  • Auto sweep in & sweep out facility

Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.

Freedom Account

Unleash Your Business Potential with Freedom Account

The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.

  • No Minimum Balance requirement
  • Free* cash deposit limit of ₹4 Lakhs per month
  • Unlimited Cash Withdrawals at zero charges

SMART Money Business Account

Simple digital solution for all your business problems!

Jana Bank provides smart banking solutions designed and customised for your business needs.

  • Virtual Accounts
  • Payment Gateway
  • High Cash Deposit limit per month
  • Option to ‘earn interest’ on account balance

MONEY Back Business Account

The Smarter Way to Bank!

Exclusive business solutions (or facilities?) like Relationship Manager, Direct Connect to Contact Center & intuitive Corporate Internet Banking.

  • Digital Collection option through QR Code
  • Sponsor Bank Program
  • Option to ‘earn interest’ on account balance
  • NACH/E-NACH option for recurring payments

Video KYC - Current Account Individual

Open a Current Account from the comfort of your home.

Video KYC - Current Account Individual

  • Individual current account in few minutes
  • Enjoy anywhere anytime banking
  • Saves time
  • Convenient

Advantage Business Account

Manage your business like a Pro!

Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:

  • Business Debit Card
  • Automated Recon & Statements
  • Option to ‘earn interest’ on account balance
  • NACH/E-NACH option for recurring payments

Regular Business Account

Manage your Business like a Pro!

This account is designed to help manage the daily transactions of businesses at all stages of growth.

  • Unlimited cash withdrawal with no cap on amount and number of transactions
  • Auto sweep in & sweep out facility

Premium current account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds. With our innovative sweep facility available for current accounts, customers can earn high interest on their balance.

The accounts gives you the preferential treatment and superior benefits, like higher transaction limits adding value to your business and provide maximum returns on your hard-earned money.


FEATURES BENEFITS
Average Quarterly Balance
  • ₹ 30,000/-
Sweep Facility
  • Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank
  • Threshold amount - ₹ 50,000/-
  • Amount multiple for sweep - ₹ 5,000/-
Cash Deposit Limit at Branches
  • No charge upto ₹ 10,00,000 per month
Cash Withdrawal Limit at Branches
  • Unlimited cash withdrawal with no cap on amount and number of transactions
Debit Card (For Individuals and Proprietorships only)
  • Rupay Platinum Debit Card loaded with features

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can open a Premium Current Account

Following are the types of customers who can open premium current accounts:

  • Sole Proprietorship
  • Partnership Firms
  • Registered Companies
  • Trusts
  • Registered Societies and Associations

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Service Charges & Fees   |    Terms & Conditions



Advantage Business Account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds.

The account gives you preferential treatment and superior benefits, like digital collection, automated Recon and NACH/E-NACH options.


Product features and benefits:

FEATURES BENEFITS
Average Quarterly Balance
  • ₹ 25,000/-
Sweep Facility
  • Earn higher rate of interest on your idle funds in Current Account with Jana Small Finance Bank
  • Threshold amount - ₹ 5,00,000/-
  • Amount multiple for sweep - ₹ 5,000/-
Digital Business Solution
  • Business Debit Card
  • Automated Recon and Statements
  • NACH/E-NACH option for recurring payments
Cash Deposit Limit at Branches
  • No charge upto ₹ 5,00,000 per month

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have an Advantage Business Account

As per KYC policy of the bank.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.



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Let your savings grow with our Fixed Deposit account. We understand that investment needs vary and that is precisely why we bring you a wide variety of tenures that range from 7 days to 10 years. In lieu of no premature withdrawal of the deposit, the customers can enjoy additional rate of interest* in comparison to Regular Fixed Deposits.

Key Benefits

FEATURES BENEFITS
Attractive Interest Rates
  • Earn higher interest Rate over and above the Regular Fixed Deposit Rate

    • Please click here for the interest rates.

Premature Withdrawal
  • Not Applicable
Flexible Tenure
  • The tenure period of fixed deposits range between 181 days to 10 years
Minimum Amount
  • INR 25,00,00,000

Terms and Conditions:

1. The above rate is applicable for domestic Fixed deposits of above Rs. 1 Crore (Rupees one crore) accepted from Individual and HUF customers and for above INR 15 Lakhs( Rupees Fifteen lacs) accepted from other customers (other than Individual and HUF).

2. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

3. For the “FD with no Premature withdrawal / FD Plus“ product

    a. Auto Renewal facility is not available

    b. Pre-mature withdrawal of the deposit is not allowed before the expiry of the term, except in case of death of the account holder or on order from statutory and/or regulatory authority.

4. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit account.
  • Following are the types of customers who can open fixed deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Bodies, Cooperative Societies, Trusts, Partnerships, NGO and, Private Limited Organisations.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank. Give our Relationship Manager an opportunity to help you with the application process.
  • You can also contact us online and our Customer Care Executive will schedule a service appointment at a time that is convenient to you, so that our Relationship Manager can help you with the application process

Required Documents

Click here for the list of KYC documents required to open an account.

Frequently Asked Questions    |   Terms & Conditions



Thank You

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080


With Best Regards,
Team Jana

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Jana Bankable Debit Card is an exclusive card with great offers and your favorite cricketer’s image on it. This card comes with welcome benefits of more that INR. 15,000 on top brands. It is a card designed for every cricket fan, which will get you amazing offers and take you closer to cricket.


FEATURES BENEFITS
Welcome Benefits
  • Get Gift Vouchers from participating merchant partners.
  • Welcome benefits worth INR. 15,000*.
Complimentary Lounge Program
  • Make your travel experience hassle-free with access to 30+ domestic lounges two times per calendar quarter per card.
Cash Back on Utility Bill Payments
  • Earn 5% cashback on your utility bill payments capped at INR 50 per month per card.
Comprehensive Accidental Insurance Cover upto INR 2 lakhs
  • Keep yourself and your family safe with personal accident insurance and permanent total disability cover of upto INR 2 lakhs.
Exclusive Merchant Offers
  • Celebrate round the year with exclusive merchant offers available on your RuPay Platinum Debit Card for all Point of sale and online shopping transactions.
24/7 Concierge Services
  • Avail a host of referral services from travel assistance to hotel reservations to consultancy services, 24/7.

*Welcome benefits

Apparel

  • Get Rs.1,000 off on minimum purchase of Rs 2999 on select styles at Myntra website and mobile app with your Jana Bankable Debit card.
  • Get Rs.100 off on a minimum spend of Rs.500 at Snapdeal website and mobile app with your Jana Bankable Debit card.
  • Get Flat 25% off at shopcrocs.in with your Jana Banakable Debit card.
  • Get 15% off on sign up at Adidas website with your Jana Bankable Debit card.

Fitness

  • Get Annual membership worth Rs.17,700 at Rs.12,000 at Snap Fitness with your Jana Bankable Debit card.

Music

  • Get Gaana+ subscription at Rs.299 worth Rs.999 on Gaana.com website and mobile app with your Jana Bankable Debit card.

Travel

  • Get Rs.600 off on Domestic Flight Booking at Ixigo with your Jana Bankable Debit card.
  • Get Rs.2400 off on International Flight Booking at Ixigo with your Jana Bankable Debit card.

Card Limits

Card Type ATM Withdrawal POS E-Commerce
RuPay Classic Up to 25,000 Up to 50,000 Up to 50,000
RuPay Platinum Up to 50,000 Up to 100,000 Up to 100,000

Note: Above mentioned figures are daily limits for cards transaction.

Service Charges & Fees   |   Terms & Conditions



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Please accept the terms and condition.

Revision in Schedule of Charges for Savings Accounts

Revision in Schedule of Charges for Savings Accounts

Revision in Schedule of Charges for Savings Accounts Loan Rate type change related information

Rates & Charges

Revision in Schedule of Charges for Current and Savings Accounts
Revision of FD Plus Interest Rates
Revision of Interest Rate on Savings Accounts
Revision of Bulk Deposit Interest Rates
Revision of NRE/NRO Fixed Deposit Interest Rates
Revision of Recurring Deposit Interest Rates
Revision of Retail Fixed Deposit Interest Rates
Revision in Schedule of Charges for Current and Savings Account Revision in Schedule of Charges for Current and Savings Account
Notice on Revision in SMS Alert Charges Revision in Schedule of Charges for Current and Savings Account
Loan Rate type change information Revision in Schedule of Charges for Current and Savings Account
Revision of Sweep Fixed Deposit Interest Rates Revision in Schedule of Charges for Current and Savings Account
Notice on Revision in premature withdrawal penal rate Loan Rate type change related information

Information on Bank Notes

RBI kehta hai know your banknotes Rs 10 Loan Rate type change related information
RBI kehta hai know your banknotes Rs 20 Loan Rate type change related information
RBI kehta hai know your banknotes Rs 50 Loan Rate type change related information
RBI kehta hai know your banknotes Rs 100 Loan Rate type change related information
RBI kehta hai know your banknotes Rs 200 Loan Rate type change related information
RBI kehta hai know your banknotes Rs 500 Loan Rate type change related information

Inoperative Account Activation Process

Inoperative / Unclaimed Deposit Activation Process Loan Rate type change related information

Branch Relocation/Shifting

Notice of Shifting - Porur
Notice of Shifting - Nagpur
Notice of Shifting - Gaya
Notice of Shifting - Nanded
Notice of Shifting - Surendranagar
Notice of Shifting - Palanpur
Notice of Shifting - Model Town K-1
Notice of Shifting - Jamnagar
Notice of Shifting - Nadiad
Notice of Shifting - Guna
Notice of Shifting - Raja Park Jaipur
Notice of Shifting - Khandwa
Notice of Shifting - Aurangabad
Notice of Shifting - Gorakhpur
Notice of Shifting - Salapada
Notice of Shifting - Petupali
Notice of Shifting - Dakara
Notice of Shifting - Baragram
Notice of Shifting - Bansajal
Notice of Shifting - Junagadh
Notice of Shifting - Bhavnagar
Notice of Shifting - Kolhapur
Notice of Shifting - Osmanabad
Notice of Shifting - Yavatmal
Notice of Shifting - Pavnar Wardha
Notice of Shifting - NSN Palayam
Notice of Shifting - Coimbatore
Notice of Shifting - Patiala

Others

Revision in Product Names Loan Rate type change related information

JANA DIWAS CONTEST – Terms & Conditions [#JanaDiwas]


I. DEFINITIONS:

  • “Campaign” shall mean this campaign being conducted on Facebook by Jana Small Finance Bank Ltd (‘Jana Bank’) exclusively for its employees for the promotion of its ‘Jana Diwas Contest’.
  • “Campaign Period" in relation to this Campaign shall have the same meaning as defined under Clause II (Campaign).
  • “Prize(s)” in relation to this Contest shall mean ‘Gift vouchers’ of the following values - 1st prize of INR 1500, 2nd prize of INR 1000 and 3rd Prize of INR 500
  • “Participant/s” Only Jana Bank employees are eligible to participate in this contest by participating to this Campaign, participant is indicating his/her agreement to be bound by these terms and conditions.

II. CAMPAIGN:

  • The Campaign Period shall mean, a period of one day i.e. 10 am Thursday, August 16, 2018 to 11.59 pm Thursday, August 16, 2018 (“Campaign Period”) as mentioned on the Jana Small Finance Bank Facebook page, before and during the campaign.
  • In order to participate, the Participant/s should like the Jana Small Finance Bank Facebook Page.
  • Participant/s has to comment in the format specified hereinafter. The ask of the campaign shall be related to Jana Small Finance Bank’s Jana Diwas and they have to comment with most creative wishes.
  • Entries to the Campaign will be in the form of comments and can only be in text, image or video format.
  • Participant/s have to comment with the hashtag “#JanaDiwas” to qualify their comment as a valid entry in the Campaign.
  • Multiple comments per Participant are not allowed. Based on the responses provided by the Participant/s, maximum three (3) eligible comments with highest number of likes shall be considered for selection of the winners of the Contest.
  • The selection of the entries is solely based on the discretion of Jana Small Finance Bank.
  • Any comment received in the format other than as specified herein above and/or received post the Campaign Period shall be considered void and hence shall not be taken into consideration for providing prize(s).

III. TERMS & CONDITIONS:

  • The Campaign is valid only for Participant/s for the Campaign Period and during the time announced by Jana Small Finance Bank on Facebook.
  • Participation in the Campaign is on a voluntary basis.
  • One Participant is eligible to get only one Prize(s) under the Campaign.
  • The Prize(s) is non-transferrable, non-binding, non-redeemable and non-encashable.
  • The Participant/s agree/s to provide complete and correct information with respect to his/her identity, contact details, location, age, and such other information as may be required by Jana Small Finance Bank for the Campaign.
  • The Prize(s) shall be shared within 60 working days post the Campaign Period is over. The decision of Jana Small Finance Bank on Participant(s) and the Prize(s) shall be final and binding.
  • Posting of any spam/ foul, indecent, threatening, business promotion, discriminating and/or false comments by tagging “#JanaDiwas or @JanaBank” during the Campaign may lead to disqualification of Participant/s. The decision of disqualification shall be the sole discretion of Jana Small Finance Bank.
  • After the Prize(s) are duly shared with the Participant(s), Jana Small Finance Bank shall not be responsible for any loss, damage, theft of the same.
  • In case of any dispute or difference in respect of the Campaign, the decision of Jana Small Finance Bank shall be final and binding.
  • In case of any dispute or difference regarding the Prize(s), the decision of Jana Small Finance Bank shall be final and binding upon receipt of any complaint by the Winner(s).
  • The Campaign is in no way associated with or sponsored, endorsed or administered by Facebook. All information in the Campaign is collected by Jana Small Finance Bank and not Facebook.
  • Any queries/communication/notice regarding the Campaign should be sent via DM to the Jana Small Finance Bank Facebook Page.
  • The participation in the Campaign shall be deemed to be acceptance of all the terms and conditions governing the Campaign.
  • Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Participant/s due to provision of the Campaign, shall be borne solely by the Participant/s. Tax deducted at source, if applicable, on the monetary value of the Campaign shall be payable by the Participant/s.
  • In all matters relating to the Campaign, the decision of Jana Small Finance Bank shall be final and binding in all respects and no correspondence will be entered into
  • Jana Small Finance Bank shall not in any way be deemed to be making any representation whatsoever about the usefulness, worthiness and/or character of the Campaign, Prize(s) and/or Product(s)/Service(s) and shall not be responsible in any way whatsoever for the same.
  • The existence of a dispute with respect to, if any, regarding the usefulness, worthiness, nature and/or quality of the Prize(s) and/or Product(s)/Service(s), shall not constitute a claim against Jana Small Finance Bank.
  • Jana Small Finance Bank reserves the right to modify/ change all or any of the terms and conditions contained herein as per its discretion without assigning any reasons or without any prior intimation/notice whatsoever. Jana Small Finance Bank also reserves the right to discontinue the Campaign without assigning any reasons or without any prior intimation whatsoever.
  • Jana Small Finance Bank will not be liable in any manner whatsoever for any loss/ damage /claim/injury that may arise due to withdrawal or change in the terms and conditions of the Campaign.
  • Jana Small finance Bank reserves the right to disqualify participants from this campaign on grounds of profanity, obscene or spamming.
  • All the entries on the Campaign post become a property of Jana Small Finance Bank and can be repurposed any time in future in the form of media property/ies
  • Participation in the Campaign grants Jana Small Finance Bank the right to contact the participant/s via direct message, comments, emailers or phone number anytime, post the contest.

The Indian Financial System Code or IFSC code is an 11-character alphanumeric code used to identify bank branches for various monetary transactions including IMPS, NEFT and RTGS.


To find the IFSC codes for Jana Small Finance Bank branches, click here.

The Indian Financial System Code or IFSC code is an 11-character alphanumeric code used to identify bank branches for various monetary transactions including IMPS, NEFT and RTGS.


To find the IFSC codes for Jana Small Finance Bank branches, click here.

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Drop an email to customercare@janabank.com
    
Call us on Banking Toll Free Number: 1800 2080 (24/7) OR
MFI Toll Free Number: 1800 4200 (7 a.m. to 10 p.m.)
    
Visit us at our Branch. Locate nearest branch
    
Write to us at:
Customer Service - Jana Small Finance Bank Ltd, No. 11, 5th floor, Divyashree Chambers, O’Shaughnessy Road, Bengaluru – 560025.
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Senior Management Contact Details

In case you do not receive a satisfactory response at Level 2 within 5 working days, please do write in to our Principal Nodal Officer.

Name: Shirley George

Email Id: Nodal.officer@janabank.com

Telephone No.: 080-68131421.

Nodal Office Timings: 9am to 6pm (Mon to Fri).

Address: Jana Small Finance Bank Ltd., No. 11, 5th floor, Divyashree Chambers, O’Shaughnessy Road, Bengaluru - 560025

In case your grievance does not get resolved at the Bank Level within a month, you can write to the Integrated Banking Ombudsman. To know more click here

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For media queries, please contact corp.comm@janabank.com