Thank You

We are delighted that you are interested in Gold Loan from Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

Salary account is designed for people from the salaried class. These accounts are for employees of corporate institutions. This product has a wide range of benefits and services, as well as seamless access to secure Net Banking and Mobile Banking services. Salary account provides you access to your account anytime, anywhere through robust banking services and transactional benefits.

Key Benefits

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can have a Salary Account
• Individual customers can open Salary Accounts introduced by their employer

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

We are delighted to find out that you are interested in Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

We are delighted to find out that you are interested in Jana Small Finance Bank.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

Jana Small Finance Bank offers home loans which are designed to fulfil all your housing finance/mortgage requirements. You can avail Home Loans for Resale purchase/ flat or apartment purchase/ residential plot purchase plus construction/self-construction and even for re-financing existing loans you may have availed from other banks or housing finance companies. Apart from this you can also avail Loan against property(LAP) and loans for purchase of commercial property/shops.

Key Benefits

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can avail Home Loan.
• Any self-employed professional, self-employed non-professional & salaried professional can avail Home Loan from us.
• Professionals with cash income can also apply.
• Minimum household income of Rs.10,000 per month
• Minimum 25 years of age and up to 75 years during loan maturity

How to Apply

• Share your details with us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents*

Click here for the detailed list of documents for Home Loans.

Service Charges & Fees

Foreclosure: To initiate the foreclosure process, please visit your nearest branch. Our team will assist you with all the required documentation and guide you through the next steps.

Please note that your foreclosure statement will be processed within 15 working days from the date of your request.

Note: Our Home Loan services are currently available in Madhya Pradesh, Chhattisgarh, Rajasthan, Maharashtra, Tamil Nadu, Karnataka, Bihar, Jharkhand, Delhi NCR, West Bengal, Punjab, Haryana and Gujarat. Please feel free to get in touch with your nearest branch for any further details.

Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.

Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.

Key Benefits

How to Apply

• Existing customers can open Recurring Deposit through Jana Mobile Banking Application and Jana Internet Banking.
• Visit the nearest Jana Bank branch and open Recurring Deposit
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Frequently Asked Questions    |   Terms & Conditions

Invest fixed sum of amount on monthly basis in Recurring Deposit and get attractive interest rates.

Recurring Deposit allows customers with an opportunity to build up their wealth securely through regular monthly deposit of fixed sum over a period of time.

Key Benefits

How to Apply

• Existing customers can open Recurring Deposit through Jana Mobile Banking Application and Jana Internet Banking.
• Visit the nearest Jana Bank branch and open Recurring Deposit
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Frequently Asked Questions    |   Terms & Conditions

Jana Small Finance Bank offers to its corporate clients the Corporate Internet Banking facility. Corporate Internet Banking facility provides for easy monitoring of corporate accounts and their fund utilisation through restricted/ preferred access rights to corporate users for account level services and fund transfer.

Safe and Secure: Wherever you log in, you can rest assured in knowing you’re your Corporate Internet Banking facility is protected with robust security features of Jana Small Finance Bank.

Convenience: Jana Small Finance Bank has designed Corporate Internet Banking with your convenience in mind. Jana Small Finance Bank Corporate Internet Banking Portal brings together the best of technology, along with an easy navigation experience, a warm welcoming design, and greater simplicity for corporate clients.

Corporate Internet Banking provides you with a number of features.

Key Features

How to avail Corporate Internet Banking facility?

Please visit Jana Small Finance Bank branch and fill up a Corporate Internet Banking form available at the branch. Corporate Internet Baking facility will be activated subject to eligibility, submission of required documents and acceptance of terms to conditions.

Documents

Click on the links to download the following documents:

• CIB Access Request Form
• CIB Sample Board Resolution
• CIB Sample Partnership Letter
• CIB Password Policy and Security Tips

Frequently Asked Questions   |   Terms & Conditions

We are delighted to find out that you are interested in Jana Small Finance Bank Recurring Deposit. The interest rate offered by our Recurring Deposit is among the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

We are delighted to find out that you are interested in Jana Small Finance Bank Current Account. The interest rate offered by our Current Account is among the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,

Team Jana

We are delighted to know that you are interested in Jana Small Finance Bank’s Freedom from COVID Campaign.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana

Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.

Freedom Account

Unleash Your Business Potential with Freedom Account

The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.

• No Minimum Balance requirement
• Free* cash deposit limit of ₹4 Lakhs per month
• Unlimited Cash Withdrawals at zero charges

VIEW DETAILS   

SMART Money Business Account

Simple digital solution for all your business problems!

SMART Money Business Account

• Virtual Accounts
• Payment Gateway
• High Cash Deposit limit per month
• Option to ‘earn interest’ on account balance

VIEW DETAILS   

MONEY Back Business Account

The Smarter Way to Bank!

MONEY Back Business Account

• Digital Collection option through QR Code
• Sponsor Bank Program
• Option to ‘earn interest’ on account balance
• NACH/E-NACH option for recurring payments

VIEW DETAILS   

Advantage Business Account

Manage your business like a Pro!

Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:

• Business Debit Card
• Automated Recon & Statements
• Option to ‘earn interest’ on account balance
• NACH/E-NACH option for recurring payments

VIEW DETAILS   

TASC Business Account

Business Banking Made Simple!

TASC current account provides business solution for TASC and government segment. All solutions are customized as per customer requirement:

• Virtual Accounts
• Payment Gateway
• Sponsor Bank Program
• Digital Collection option through QR Code

VIEW DETAILS   

Regular Business Account

Manage your Business like a Pro!

This account is designed to help manage the daily transactions of businesses at all stages of growth.

• Unlimited cash withdrawal with no cap on amount and number of transactions
• Auto sweep in & sweep out facility

VIEW DETAILS   

Jana Small Finance Bank brings you an array of Current Accounts to meet your business needs. Thoughtful features such as Cash Management Service and Doorstep Banking provides you the convenience to bank from your workplace and focus on your business.

Freedom Account

Unleash Your Business Potential with Freedom Account

The Freedom Account is tailor-made to empower you with a comprehensive suite of services that will genuinely liberate your business.

• No Minimum Balance requirement
• Free* cash deposit limit of ₹4 Lakhs per month
• Unlimited Cash Withdrawals at zero charges

VIEW DETAILS   

SMART Money Business Account

Simple digital solution for all your business problems!

Jana Bank provides smart banking solutions designed and customised for your business needs.

• Virtual Accounts
• Payment Gateway
• High Cash Deposit limit per month
• Option to ‘earn interest’ on account balance

VIEW DETAILS   

MONEY Back Business Account

The Smarter Way to Bank!

Exclusive business solutions (or facilities?) like Relationship Manager, Direct Connect to Contact Center & intuitive Corporate Internet Banking.

• Digital Collection option through QR Code
• Sponsor Bank Program
• Option to ‘earn interest’ on account balance
• NACH/E-NACH option for recurring payments

VIEW DETAILS   

Video KYC - Current Account Individual

Open a Current Account from the comfort of your home.

Video KYC - Current Account Individual

• Individual current account in few minutes
• Enjoy anywhere anytime banking
• Saves time
• Convenient

VIEW DETAILS   

Advantage Business Account

Manage your business like a Pro!

Advantage Business Account lets you manage your business in a seamless manner, Jana Bank provides you business solution to cater to your business needs:

• Business Debit Card
• Automated Recon & Statements
• Option to ‘earn interest’ on account balance
• NACH/E-NACH option for recurring payments

VIEW DETAILS   

Regular Business Account

Manage your Business like a Pro!

This account is designed to help manage the daily transactions of businesses at all stages of growth.

• Unlimited cash withdrawal with no cap on amount and number of transactions
• Auto sweep in & sweep out facility

VIEW DETAILS   

Premium current account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds. With our innovative sweep facility available for current accounts, customers can earn high interest on their balance.

The accounts gives you the preferential treatment and superior benefits, like higher transaction limits adding value to your business and provide maximum returns on your hard-earned money.

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can open a Premium Current Account

Following are the types of customers who can open premium current accounts:

• Sole Proprietorship
• Partnership Firms
• Registered Companies
• Trusts
• Registered Societies and Associations

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Service Charges & Fees   |    Terms & Conditions

Advantage Business Account is specially designed for growing businesses providing a range of customized services along with high returns on your idle funds.

The account gives you preferential treatment and superior benefits, like digital collection, automated Recon and NACH/E-NACH options.

Product features and benefits:

Eligibility Criteria

Both new and existing customers of Jana Small Finance Bank can have an Advantage Business Account

As per KYC policy of the bank.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
• You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the detailed list of documents to open an Account.

Let your savings grow with our Fixed Deposit account. We understand that investment needs vary and that is precisely why we bring you a wide variety of tenures that range from 7 days to 10 years. In lieu of no premature withdrawal of the deposit, the customers can enjoy additional rate of interest* in comparison to Regular Fixed Deposits.

Key Benefits

Terms and Conditions:

1. The above rate is applicable for domestic Fixed deposits of above Rs. 1 Crore (Rupees one crore) accepted from Individual and HUF customers and for above INR 15 Lakhs( Rupees Fifteen lacs) accepted from other customers (other than Individual and HUF).

2. The interest is computed based on the actual number of days in a year i.e. 365 days for a non- leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days.

3. For the “FD with no Premature withdrawal / FD Plus“ product

    a. Auto Renewal facility is not available

    b. Pre-mature withdrawal of the deposit is not allowed before the expiry of the term, except in case of death of the account holder or on order from statutory and/or regulatory authority.

4. For all Non-Cumulative Fixed Deposits, interest is calculated on Simple interest basis. Interest payouts are as per financial year: Monthly Interest payouts will be on 1st of every month, Quarterly Interest payouts will be on the 1st of every quarter, Half yearly payouts will be on 1st October & 1st April and Annual interest payouts will be on 1st April irrespective of the date of booking.

Eligibility Criteria

• Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit account.
• Following are the types of customers who can open fixed deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Bodies, Cooperative Societies, Trusts, Partnerships, NGO and, Private Limited Organisations.

How to Apply

• Visit the nearest branch of Jana Small Finance Bank. Give our Relationship Manager an opportunity to help you with the application process.
• You can also contact us online and our Customer Care Executive will schedule a service appointment at a time that is convenient to you, so that our Relationship Manager can help you with the application process

Required Documents

Click here for the list of KYC documents required to open an account.

Frequently Asked Questions    |   Terms & Conditions

Thank You

We are delighted to know that you are interested in Jana Small Finance Bank’s Fixed Deposit. The interest rates on our Fixed Deposits is amongst the best in the industry.

Our Customer Care Representative will get in touch with you shortly to guide you through the process.

Have a great day ahead!

Do feel free to reach us at 1800 2080

With Best Regards,
Team Jana