Jana Small Finance Bank
Period FD Plus* Regular** Senior Citizen***
7 days to 45 days 6.00% 6.00% 6.60%
46 days to 60 days 6.50% 6.50% 7.10%
61 days to 180 days 7.25% 7.00% 7.60%
181 days to 365 days 8.75% 8.50% 9.10%
More than 1 year up to 2 years 9.00% 8.50% 9.10%
More than 2 years up to 3 years 9.00% 8.50% 9.10%
3 years 9.25% 9.00% 9.60%
More than 3 years up to 5 years 8.50% 8.50% 9.10%
More than 5 years up to 10 years 7.00% 7.00% 7.60%

*FD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of >15 lakhs.

**Regular FD Interest Rate (p.a) on deposit of < 1 crore.

***Senior Citizen FD Interest Rate (p.a) on deposit of < 1 crore.

*The above card rates are applicable to deposits less than INR 1 Crore.

*Senior Citizens will get an additional 0.6% interest over and above the FD card rate.

*For interest rates on deposits of INR 1 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

*In case of premature withdrawal of the deposit, penalty as follows will be applied on the applicable rate of interest for the duration which the deposit is maintained with us:

    -Fixed Deposit less than INR 100 Lakhs – 0.5%

    -Fixed Deposits greater than or equal to INR 100 Lakhs – 1%

Higher returns

on your hard-earned money

now made easy

Please enter valid name.
Please enter valid mobile number.
Please enter valid email address.
Please select a city.
Please enter valid pin-code.
Please accept the terms and condition.
Invalid Input
Invalid Input

Other benefits

  

Multiple interest payout options

(monthly/quarterly/half yearly/yearly)

  

Doorstep Account Opening

Period FD Plus* Regular** Senior Citizen***
7 days to 45 days 6.00% 6.00% 6.60%
46 days to 60 days 6.50% 6.50% 7.10%
61 days to 180 days 7.25% 7.00% 7.60%
181 days to 365 days 8.75% 8.50% 9.10%
More than 1 year up to 2 years 9.00% 8.50% 9.10%
More than 2 years up to 3 years 9.00% 8.50% 9.10%
3 years 9.25% 9.00% 9.60%
More than 3 years up to 5 years 8.50% 8.50% 9.10%
More than 5 years up to 10 years 7.00% 7.00% 7.60%

*FD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of >15 lakhs.

**Regular FD Interest Rate (p.a) on deposit of < 1 crore.

***Senior Citizen FD Interest Rate (p.a) on deposit of < 1 crore.

*The above card rates are applicable to deposits less than INR 1 Crore.

*Senior Citizens will get an additional 0.6% interest over and above the FD card rate.

*For interest rates on deposits of INR 1 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

*In case of premature withdrawal of the deposit, penalty as follows will be applied on the applicable rate of interest for the duration which the deposit is maintained with us:

    -Fixed Deposit less than INR 100 Lakhs – 0.5%

    -Fixed Deposits greater than or equal to INR 100 Lakhs – 1%