Home Loan is a mission by the Government of India to expand institutional credit flow to the housing needs of the Economically Weaker Sections, Low Income Group and Middle Income Group. The Home Loan product offering from Jana Small Finance Bank (JSFB) is called Home Loan. JSFB’s Home Loan offering will include Government’s Affordable Housing initiative and provide credit linked subsidy (PMAY) to eligible customers.

Presently, we are offering Home Loan in the following states: Maharashtra, Tamil Nadu, Karnataka and Gujarat.

Various Products Variants:

  • Home Loan
  • Plot plus Construction Loan
  • Balance Transfer + Top-Up
  • Loan Against Property
  • Commercial Purchase Loan
  • Home Improvement Loan

Key Benefits

FEATURES BENEFITS
Loan Amount
  • Maximum Loan up to 35 lacs
Loan Tenure
  • Up to 20 years
Attractive Interest Rate
  • Housing Loan - 14%-15% p.a.
  • Non Housing Loan - 17% -20% p.a.
Processing Fee
  • 2% on the loan amount, Taxes as applicable
Login Fee
  • ₹1,000 - ₹2,000, depending on product variant & loan amount. Taxes as applicable
Savings Account
  • Zero Balance Savings Bank Account with Mobile Banking
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Banking Services
  • Safe custody of property documents
  • Thorough due diligence on the title of the property
  • Avail subsidy up to ₹ 2.67 lakhs under Pradhan Mantri Awaas Yojana

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can avail Home Loan.

How to Apply

  • Share your details with us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents*

Click here for the detailed list of documents for Home Loans.

Service Charges & Fees



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