National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

  • Mobile Banking (MB)
  • Retail Internet Banking (RIB)
  • Corporate Internet Banking (CIB)

Limits and Charges

Transaction Limit NEFT
Daily Minimum Limit for Channel (MB & RIB) INR 1
Daily Maximum Limit for Channel (MB & RIB) INR 35 lakhs
Daily Minimum Limit for Branch INR 1
Daily Maximum Limit for Branch NA
*For CIB, maximum limits are applicable based on corporates requirement
**Please connect with your nearest branch to increase transaction limit for retail channels.

Click here to view the Schedule of Charges.

NEFT Transaction Timings

NEFT Services are now available 24x7.

Terms & Conditions

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.