Immediate Payment Service is an instant money transfer service through electronic media. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.

Channels for Transacting

  • Mobile Banking (MB)
  • Retail Internet Banking (RIB)
  • Corporate Internet Banking (CIB)

How to Transfer Money

  • Login to Jana Small Finance Bank online Banking applications
  • Click on Fund transfer
  • Select Beneficiary
  • Select Transfer type as IMPS
  • Enter details like Transaction amount and Transaction remarks
  • Click on Submit
  • Enter your One Time Password (OTP) received on the registered mobile number / MPIN (only for mobile banking) and click on confirm to complete your transaction

Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.

Limits and Charges

Transaction Limit for IMPS
Daily Minimum Limit for Channel (MB & RIB) INR 1
Daily Maximum Limit for Channel (MB & RIB) INR 2 lakhs
*For CIB, maximum limits are applicable based on corporates requirement

Click here to view the Schedule of Charges.

Terms & Conditions



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Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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