Real Time Gross Settlement (RTGS) is the continuous (real-time) settlement of funds individually on an order by order basis (without netting). 'Real Time' means that the processing of instructions is done immediately at the time they are received rather than at some later time. 'Gross Settlement' means the settlement of funds transfer instructions occurs individually (on an instruction by instruction basis). The funds settlement takes place in the books of the Reserve Bank of India and thus the payments are final and irrevocable.

Channels for Transacting

  • Mobile Banking (MB)
  • Retail Internet Banking (RIB)
  • Corporate Internet Banking (CIB)

Limits and Charges

Transaction Limit RTGS
Daily Minimum Limit for Channel (MB & RIB) INR 2 Lakhs
Daily Maximum Limit for Channel (MB & RIB) INR 25 Lakhs
Daily Minimum Limit for Branch INR 2 Lakhs
Daily Maximum Limit for Branch NA
*For CIB, maximum limits are applicable based on corporates requirement

Click here to view the Schedule of Charges.

RTGS Transaction Timings

Our RTGS facility is now available 24X7

Terms & Conditions

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.