National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

  • Mobile Banking (MB)
  • Retail Internet Banking (RIB)
  • Corporate Internet Banking (CIB)

Limits and Charges

Transaction Limit NEFT
Daily Minimum Limit for Channel (MB & RIB) INR 1
Daily Maximum Limit for Channel (MB & RIB) INR 10 lakhs
Daily Minimum Limit for Branch INR 1
Daily Maximum Limit for Branch NA
*For CIB, maximum limits are applicable based on corporates requirement

Click here to view the Schedule of Charges.

NEFT Transaction Timings

NEFT Services are now available 24x7.

Terms & Conditions



Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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ALERT
  Due to a scheduled system maintenance activity on 15th February 2025, between 01:45 hours to 02:45 hours, our Digital Banking, UPI and ATM services will not be accessible. We regret any inconvenience this may cause and appreciate your understanding – JSFB