National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch or online banking to any individual having an account with any other bank in the country participating in the Scheme.

Channels for Transacting

  • Mobile Banking (MB)
  • Retail Internet Banking (RIB)
  • Corporate Internet Banking (CIB)

Limits and Charges

Transaction Limit NEFT
Daily Minimum Limit for Channel (MB & RIB) INR 1
Daily Maximum Limit for Channel (MB & RIB) INR 10 lakhs
Daily Minimum Limit for Branch INR 1
Daily Maximum Limit for Branch NA
*For CIB, maximum limits are applicable based on corporates requirement

Click here to view the Schedule of Charges.

NEFT Transaction Timings

Monday to Saturday from 8:00 a.m. to 7.00 p.m. (Except on 2nd and 4th Saturdays and other holidays declared by RBI)

Terms & Conditions



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