About the Campaign
Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee
OD Facility is subject to Terms & Conditions
Campaign Duration:
- Start Date: 10th May 2021
- End Date: 31st May 2021
- Both days inclusive
Eligibility Criteria
All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021
Service Charges:
| Sr. No. | Charge Type | Details / Charge Amount (Exclusive of GST) |
| Card Charges and other Features (For Individuals and Proprietors only | ||
| 1 | Debit Card Type (For Individual & Proprietors only) | Rupay Classic |
| 2 | Debit Card Issuance (InstaKit/Joining Fee) | NIL |
| 3 | Debit Card Issuance (Personalised/Joining Fee) | Rs. 199 |
| 4 | Debit Card AMC (Applicable Both for Instakit and Personalised Cards issued to customers) | Rs. 149 |
| 5 | Debit Card Re-issuance (Instakit and Personalised) | Rs. 199 |
| 6 | ATM and Micro ATM cash withdrawal limit per day | Rs. 50,000 |
| 7 | POS limit per day | Rs. 100,000 |
| 8 | E-commerce limit per day | Rs. 100,000 |
| 9 | Pin Generation for Debit card | Rs. 50 Per Request |
| ATM and Micro ATM Transaction | ||
| At Jana Small Finance Bank ATM and Micro ATMs | ||
| 1 | No. of free ATM and Micro ATM transactions | Unlimited |
| 2 | Charges above free limit for financial transactions | N/A |
| 3 | Charges above free limit for non-financial transactions | N/A |
| At Other Bank ATM and Micro ATMs | ||
| 1 | No. of free ATM and Micro ATM transactions | Metro locations:3 transactions (financial + non-financial) free Other locations: 5 transactions (financial + non-financial) free |
| 2 | Charges above free limit for financial transactions | Rs. 20 |
| 3 | Charges above free limit for non-financial transactions | Rs. 8 |
| 4 | Decline Charges - Transactions declined at other bank ATM and Micro ATMs or at a merchant outlet / websites due to insufficient funds will be charged | Rs. 25 Per Transaction |
| Cheque Book | ||
| 1 | Free Cheque Book(s) per financial year (50 Leaves per cheque book) | 2 Free cheque books |
| 2 | Cheque Book Issuance Charges beyond free limit | ₹3 per cheque leaf |
| 3 | Stop Payment of cheque (per leaf or series) | ₹50 per transaction or series |
| 4 | Cheque / ECS Return (Inward) – Insufficient Funds | ₹300 per transaction |
| 5 | Cheque / ECS Return (Outward) | NIL |
How to avail the Offer:
Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you