About the Campaign

Special offer for Jana Bank customers for Overdraft facility against Fixed Deposit at an attractive rate of 0.25%* with Zero Processing Fee

OD Facility is subject to Terms & Conditions

Campaign Duration:

  • Start Date: 10th May 2021
  • End Date: 31st May 2021
  • Both days inclusive

Eligibility Criteria

All existing Jana Small Finance Bank Ltd. customers who are Fixed Deposit holders as on 9th May’2021

Service Charges:

Sr. No. Charge Type Details / Charge Amount (Exclusive of GST)
Card Charges and other Features (For Individuals and Proprietors only
1 Debit Card Type (For Individual & Proprietors only) Rupay Classic
2 Debit Card Issuance (InstaKit/Joining Fee) NIL
3 Debit Card Issuance (Personalised/Joining Fee) Rs. 199
4 Debit Card AMC (Applicable Both for Instakit and Personalised Cards issued to customers) Rs. 149
5 Debit Card Re-issuance (Instakit and Personalised) Rs. 199
6 ATM and Micro ATM cash withdrawal limit per day Rs. 50,000
7 POS limit per day Rs. 100,000
8 E-commerce limit per day Rs. 100,000
9 Pin Generation for Debit card Rs. 50 Per Request
ATM and Micro ATM Transaction
At Jana Small Finance Bank ATM and Micro ATMs
1 No. of free ATM and Micro ATM transactions Unlimited
2 Charges above free limit for financial transactions N/A
3 Charges above free limit for non-financial transactions N/A
At Other Bank ATM and Micro ATMs
1 No. of free ATM and Micro ATM transactions Metro locations:3 transactions (financial + non-financial) free Other locations: 5 transactions (financial + non-financial) free
2 Charges above free limit for financial transactions Rs. 20
3 Charges above free limit for non-financial transactions Rs. 8
4 Decline Charges - Transactions declined at other bank ATM and Micro ATMs or at a merchant outlet / websites due to insufficient funds will be charged Rs. 25 Per Transaction
Cheque Book
1 Free Cheque Book(s) per financial year (50 Leaves per cheque book) 2 Free cheque books
2 Cheque Book Issuance Charges beyond free limit ₹3 per cheque leaf
3 Stop Payment of cheque (per leaf or series) ₹50 per transaction or series
4 Cheque / ECS Return (Inward) – Insufficient Funds ₹300 per transaction
5 Cheque / ECS Return (Outward) NIL

How to avail the Offer:

Call 1800 2080 OR reach out any Jana Small Finance Bank Branch near you

Terms & Conditions: