Secured Plus Business Loan is a secured business loan offering designed to help business owners with the expansion of their existing businesses and achieve long term business goals.

Secured Plus Business Loan offers Term Loan facility for business owners to create long-term income generating assets for their business.

Key Benefits

Loan Amount
  • Minimum amount is INR 10 lakhs
  • Maximum amount is INR 100 lakhs
Loan Tenure
  • Upto 12 years
  • Collateral security in the form of land - residential / commercial building or any other as per bank’s policy
Current Account
  • Zero Balance Current Bank Account with Mobile Banking
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Doorstep Banking Services

Doorstep Service at every stage:

  • Onboarding
  • Servicing
  • Collection by NACH (National Automated Clearing House)
Rate of Interest
  • Attractive interest rates from 13%-18% p.a.

Eligibility Criteria

Term Loan facilities can be availed by customers who fulfil the following requirements:

  • Existing or new customers of Jana Small Finance Bank
  • Successfully running a business from the same physical premise for minimum 3 years
  • Owning any ONE of the following: Residence/ Shop / Factory

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Mandatory documents: Aadhaar Card and PAN Card for Promoters/ Directors/ Partners
  • Other documents: Business address proof, Business establishment proof, Business continuity proof, Constitution proof & other documents as per the policy of the bank.

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

Locate Nearest Branch

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.