Business Loan for Entity by Jana Small Finance Bank is offered at attractive interest rates and has easy repayment options of equated weekly/ monthly instalment, along with user-friendly features specially designed to help businesses fulfil their existing needs, as well as achieve their business goals and future expansions.

Key Benefits

Loan Amount
  • Up to INR 3 lakhs (without collateral security)
  • Up to INR 50 lakhs (with collateral security)
  • Up to 3 years (Unsecured)
  • Up to 15 years (Secured)
Current Account
  • Zero Balance Current Account
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Attractive Interest Rates
  • 26% - 28 % p.a. (Unsecured)
  • 16% - 21 % p.a. (Secured)
Doorstep Banking Facility
  • On Boarding of Customer.
  • Flexible repayment options – Weekly / Monthly payment through NACH / SI mandate
  • Collateral security in the form of land - residential / commercial building or any other as per bank’s policy (only applicable for secured loan)

Eligibility Criteria

  • Existing customers of Jana Small Finance Bank
  • Customers new to Jana Small Finance Bank with an existing business venture having minimum 3 years vintage

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Mandatory documents: Aadhaar & PAN card
  • Other documents: Business Entity proof, Business address proof, Signature proof & other documents as per the policy of the bank

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.     Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you. This measure is bought in your interest.