Jana Small Finance Bank offers Business Loan for Entity such as Term Loans, Overdraft facility, Facilities for purchasing inventory for dealers/retailers at attractive interest rates and has easy repayment options, along with user-friendly features specially designed to help businesses fulfil their existing needs, as well as achieve their business goals and future expansions.

Key Benefits

Loan Amount
  • Up to INR 500 lakhs (with collateral security)
  • Up to 15 years (Secured)
Current Account
  • Tailor made Current Account as per business needs
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
  • Avail Insurance for Immovable Properties as collateral
Attractive Features & Products
  • Term Loans for Business Purpose
  • Term Loans for Commercial Property Purchase
  • Overdraft Facility for Daily Business Need
  • Facility for purchase of Inventory
Doorstep Banking Facility
  • On Boarding of Customer.
  • Flexible repayment options – Monthly payment through NACH / SI mandate, UPI Payments, RTGS/NEFT through payment gateway
  • Collateral security in the form of Residential / Commercial /Industrial building/Stocks or any other as per bank’s policy

Eligibility Criteria

  • Basis existing business income and offered collateral Value
  • Existing & New customers of Jana Small Finance Bank with an existing business venture having minimum 3 years vintage

Required Documents

  • KYC, Business Entity Proof, Business address proof, Copy of offered Property documents & other documents as per the policy of the bank

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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  As per RBI guidelines, you are requested to register your cheque issuance details through Positive Pay for value of 50,000/- & above.           Please contact Jana SFB at the following Toll free number 1800 2080, to register the details of cheque for value of Rs 50,000/- & above whenever issued by you.