National Electronic Funds Transfer (NEFT) is a nationwide payment system facilitating one-to-one funds transfer. Under this Scheme, individuals can electronically transfer funds from any bank branch to any individual having an account with any other bank branch in the country participating in the Scheme.

Channels for Transacting

  • Mobile Banking
  • Internet Banking

Limits and Charges

Transaction Limit NEFT
Minimum INR 1
Maximum INR 2 lakhs
Daily Limit for Channel INR 10 lakhs
Transaction Charges NEFT
Upto INR 10,000 INR 2.50 + Applicable GST
Amount above INR 10,000 and upto INR 1 lakh INR 5 + Applicable GST
Amount above INR 1 lakh and upto INR 2 lakhs INR 15 + Applicable GST
Amount above INR 2 lakhs and upto INR 5 lakhs INR 25 + Applicable GST
Amount above INR 5 lakhs and upto INR 10 lakhs INR 25 + Applicable GST

NEFT Transaction Timings

Monday to Saturday from 8:00 a.m. to 7.00 p.m. (Except on 2nd and 4th Saturdays and other holidays declared by RBI)

Terms & Conditions



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