Immediate Payment Service is an interbank electronic instant money transfer service through mobile phones. With IMPS service, we help you access your Bank Account and transfer funds instantly. The beneficiary account is credited immediately when a Fund Transfer request is made through your mobile phone. This service is available 24/7, throughout the year including on Sundays and any Bank Holidays.

IMPS Funds Transfer facility is available through Jana Mobile Banking. You will need IFSC code + account number of the recipient to transfer funds using IMPS facility.

How to Transfer Money Using Account Number and IFSC Code

  • Login to Jana Small Finance Bank Mobile Banking application
  • Click on Payments
  • Select IMPS
  • Enter details like Transaction amount and Transaction remarks
  • Click on Next
  • Enter your One Time Password (OTP) received on the mobile phone to complete your transaction

Once your transaction is completed, your payment confirmation number will be displayed on the screen. You will also receive an SMS informing you about the relevant status.

Limits and Charges

Transaction Limit for IMPS
Minimum INR 1
Maximum INR 2 lakhs

Transaction Charges for IMPS
Upto INR 10,000 INR 5 + Applicable GST
Amount above INR 10,000 and upto INR 1 lakh INR 5 + Applicable GST
Amount above INR 1 lakh and upto INR 2 lakhs INR 15 + Applicable GST

Terms & Conditions



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