Home Improvement Loan from Jana Small Finance Bank is designed to help you carry out all your home improvement tasks. This loan offering is for existing customers and provides the desired funds at attractive interest rates.

Key Benefits

FEATURES BENEFITS
Loan Amount
  • Minimum amount is INR 60,000
  • Maximum amount is INR 1.25 lakhs
Salient Features
  • No collaterals required
  • Loan disbursement into account
  • Collections through NACH
Doorstep Banking Services Doorstep Service at every stage:
  • Onboarding
  • Servicing
  • Collection
Attractive Interest Rates
  • Enjoy highly competitive interest rates ranging from 23% - 24% p.a.

Eligibility Criteria

  • Existing customers of Jana Small Finance Bank who have completed 18 months
  • House owner

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank, and meet our Relationship Manager to understand the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees



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