Jana Small Finance Bank's Group Loan is designed to extend loan facilities to women, with the objective of helping them meet their financial needs.

Key Benefits

FEATURES ATTRIBUTES
Loan Amount
  • Minimum amount is INR 15,000
  • Maximum amount is INR 50,000
Age of Applicant
  • Between 18 to 58 years
Loan Tenure
  • Maximum 24 months
Security
  • Group guarantee
Processing Fee
  • 0 - 1% plus applicable GST
Interest Rates
  • Enjoy highly competitive interest rates ranging from 24% - 26% p.a.

Eligibility Criteria

Applicants must meet the following requirements to be eligible for the loan:

  • Should fulfil KYC documents requirements
  • Age should be between 18 to 58 years
  • Should not have an adverse credit record
  • Should meet the acceptable credit norms according to Jana Small Finance Bank
  • Should be part of a group of customers who are willing to guarantee each other for the repayment of loan

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Loan Executive will guide you on the application process.
  • Contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees       



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