Jana Small Finance Bank's Business Loan for Individuals is a loan offering for existing customers and is designed to assist ambitious business owners who are looking to expand their business. The objective is to fuel their growth and help them achieve their goals.

Key Benefits

FEATURES BENEFITS
Loan Amount
  • Minimum amount is INR 50,000
  • Maximum amount INR 1 lakh
Salient Features
  • No collaterals required
  • Loan disbursement into account
  • Collections through NACH
Doorstep Banking Services Doorstep Service at every stage:
  • Onboarding
  • Servicing
  • Collection
Attractive Interest Rates
  • Enjoy highly competitive interest rates ranging from 25% - 26% p.a.

Eligibility Criteria

  • Existing customers of Jana Small Finance Bank who have completed 18 months
  • Successfully running the business since last 2 years

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees



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