Agri Individual Loan offering by Jana Small Finance Bank is designed to help our customers engaged in Farming/Allied Agricultural activities to maintain or expand their existing set-up.

Key Benefits

FEATURES BENEFITS
Loan Amount
  • Minimum amount is INR 60,000
  • Maximum amount is INR 1.5 lakhs
Insurance Facility for Individual Loan
  • Credit Life Insurance
Doorstep Banking Service Doorstep service at every stage:
  • Onboarding
  • Loan disbursement
  • Collection
  • Servicing
Attractive Interest Rates
  • Enjoy highly competitive interest rates of 24% - 26% p.a.
Loan Tenure
  • 12 to 36 months

Eligibility Criteria

  • Existing customers of Jana Small Finance Bank.
  • Customers new to Jana Small Finance Bank and involved in agricultural activities.
  • Applicants should be residents of the current village / city for minimum 2 years and have an agricultural set-up.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank, and meet our Loan Executive to understand the application process.
  • You can also contact us and our Customer Care Executive will fix a doorstep service appointment with our Loan Executive to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees



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