Agri Group Loan offering by Jana Small Finance Bank is designed to help you meet the financial requirements of your farm, dairy business and other allied agricultural activities.

Key Benefits

FEATURES BENEFITS
Collateral Free Agricultural Loan
  • Minimum amount is INR 25,000
  • Maximum amount is INR 65,000
Group Loan
  • Minimum 3 members
  • Maximum 20 members
Insurance Facility for Individual Loan
  • Credit Life Insurance
Doorstep Banking Service Doorstep service at every stage:
  • Onboarding
  • Loan disbursement
  • Collection
  • Servicing
Attractive Interest Rates
  • Enjoy highly competitive interest rates of 24% - 26% p.a.
Loan Tenure
  • 12 to 24 months

Eligibility Criteria

  • Existing Jana Small Finance Bank loan customers with minimum 6 months vintage.
  • Customers with minimum 3 group members involved in Agricultural activities, residing in the same village.
  • Applicant should be a resident of the current village / city for minimum 2 years and have an agricultural set-up.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Primary ID: Aadhaar
  • Secondary ID: PAN card / Form 60
  • In case of non-availability of PAN card, customer needs to submit Form 60 along with the one of the following OVDs (Officially Valid Documents)
    • Passport
    • Voter ID card
    • Driving licence
    • NREGA (National Rural Employment Guarantee Act)
    • Letter issued by National Population Register containing details of name and address
  • Residence Proof:
    • Any of the valid KYC documents
    • Utility bill (not more than 60 days old)

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees   |   Terms & Conditions



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