Jana Small Finance Bank's Regular Fixed Deposit ensures that your earnings grow steadily and effortlessly. Its key features like attractive interest rates, multiple interest payout options, and zero penalty on premature closure make it the ideal investment for your hard-earned money.

Key Benefits

FEATURES BENEFITS
Attractive Interest Rates
  • Get best-in-class Interest Rates of 8.25%* p.a. being highest in the card rate
  • Earn more attractive interest rates than Savings Account
  • Senior Citizens will get an additional 0.6% interest over and above the FD card rate
Low Deposit Amounts
  • Start depositing with an amount as low as INR 1000
Premature Closure
  • Available
  • No penalty on Premature closure
Mobile Banking App
  • Transact conveniently through our Mobile Banking App
Cumulative and Non-Cumulative
(Monthly / Quarterly / Half-Yearly / Yearly Payout Options)
  • Freedom to choose the Interest pay-out option

Interest Rates for Regular Fixed Deposit

    Rates are effective from 08/09/2018 (subject to change from time to time)

Period Interest Rate (p.a.)
7 days to 45 days 6.00%
46 days to 60 days 6.50%
61 days to 180 days 7.00%
181 days to 365 days 8.00%
More than 1 year up to 2 years 8.25%
More than 2 years up to 3 years 8.50%
More than 3 years up to 5 years 8.00%
More than 5 years up to 10 years 7.00%

*The above card rates are applicable to deposits less than INR 1 Crore.

*Senior Citizens will get an additional 0.6% interest over and above the FD card rate.

*For all deposits, no penalty on premature closure will be levied from the customer.

*For interest rates on deposits of INR 1 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

Eligibility Criteria

  • Both new and existing customers of Jana Small Finance Bank can open a Fixed Deposit.
  • Following are the types of customers who can open fixed deposit accounts: Individuals, Minors, Proprietorship, HUF (Hindu Undivided Family), Registered and Unregistered Body, Cooperative Society, Trusts, Partnerships, NGO and, Private Limited.

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

Click here for the list of KYC documents required to open an Account.

Terms & Conditions



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