Jana Small Finance Bank

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Tenor FD Plus^ Regular FD^^+ Senior FD^^^+
Rate Interest Rate(Annualised) Rate Interest Rate(Annualised) Rate Interest Rate(Annualised)
7 − 14 days 4.50% 4.50% 4.50% 4.50% 5.00% 5.00%
15 − 60 days 5.25% 5.25% 5.25% 5.25% 5.75% 5.75%
61 − 90 days 6.25% 6.25% 6.25% 6.25% 6.75% 6.75%
91 − 180 days 6.75% 6.90% 6.50% 6.55% 7.00% 7.19%
181 − 364 days 7.00% 7.19% 6.75% 6.90% 7.25% 7.45%
1 year (365 days) 7.50% 7.71% 7.25% 7.45% 7.75% 7.98%
> 1 year − 3 years 7.75% 7.98% 7.50% 7.71% 8.00% 8.24%
> 3 year − < 5 year 7.25% 7.45% 7.00% 7.19% 7.50% 7.71%
5 years (1825 days) 7.25% 7.45% 7.25% 7.45% 7.75% 7.98%
> 5 year − 10 year 6.50% 6.55% 6.50% 6.66% 7.00% 7.19%

^FD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of >15 lakhs.

^^+Regular FD Interest Rate (p.a) on deposit of < 2 crore.

^^^+Senior Citizen FD Interest Rate (p.a) on deposit of < 2 crore.

*Terms and conditions apply.

Rates are subject to change from time to time. +In case of premature withdrawal of the deposit, penalty of 0.5% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us. In case of premature withdrawal of the deposit for FDs above 2 Cr, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.

For interest rates on deposits of INR 2 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

The interest is computed based on the actual number of days in a year i.e. 365 days for a non-leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days..

^^Period: 1555 days. Annualised return is calculated for 1555 days tenure for cumulative fixed deposit. Interest is compounded quarterly. Maturity amount rounded-off. The above calculation is for illustration purpose only and date of booking considered is 1st January, 2020.

Effective Yield =[ (Total Maturity Pay out/original Principal ) – 1] / Tenor in years. The maturity amount will differ basis the date of account opening. For the correct amount please contact nearest Jana Small Finance Bank.

##For more details, visit: https://www.dicgc.org.in/FD_FAQs.html