Jana Small Finance Bank's Secured Business Loan is a term loan offering designed to help business owners in the expansion of their existing trade and achieve other business goals.

Key Benefits

Loan Amount
  • Minimum amount is INR 5 lakhs
  • Maximum amount is INR 10 lakhs
Loan Tenure
  • Upto 5 years
  • Collateral security in the form of land - residential / commercial building or any other as per bank’s policy
Current Account
  • Zero Balance Current Bank Account with Mobile Banking
Insurance Facility
  • Avail Credit Life Insurance for applicant and co-applicant
Doorstep Banking Services Doorstep Service at every stage:
  • Onboarding
  • Servicing
  • Collection by NACH (National Automated Clearing House)
Attractive Interest Rates
  • Enjoy highly competitive interest rates

Eligibility Criteria

Secured Business Loan can be availed by customers who fulfil the following requirements:

  • Existing or new customers of Jana Small Finance Bank
  • Successfully running a business from the same physical premise for minimum 3 years
  • Owning any ONE of the following: Residence / Shop / Factory

How to Apply

  • Visit the nearest branch of Jana Small Finance Bank and our Relationship Manager will guide you on the application process.
  • You can also contact us and our Customer Care Executive will fix a service appointment with our Relationship Manager to help you with the application process.

Required Documents

  • Mandatory documents: Aadhaar Card and PAN Card for Promoters / Directors/ Partners
  • Other documents: Business address proof, Business establishment proof, Business continuity proof, Constitution proof & other documents as per the policy of the bank

For Terms and Conditions, please contact the nearest Jana Small Finance Bank branch.

Service Charges & Fees

Need Help?

Banking Toll Free:  1800 2080
MFI Toll Free:  1800 4200

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