Jana Small Finance Bank

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Tenor FD Plus^ Regular FD^^+ Senior FD^^^+
Rate Yield Rate Yield Rate Yield
7 − 14 days 5.00% 5.00% 5.00% 5.00% 5.50% 5.50%
15 − 54 days 5.25% 5.25% 5.25% 5.25% 5.75% 5.75%
55 days 5.55% 5.55% 5.55% 5.55% 6.05% 6.05%
56 − 90 days 6.25% 6.25% 6.25% 6.25% 6.75% 6.75%
91 − 180 days 7.00% 7.04% 7.00% 7.04% 7.50% 7.55%
181 − 364 days 7.50% 7.67% 7.50% 7.67% 8.00% 8.20%
365 days(1 Year) 8.25% 8.51% 8.00% 8.24% 8.50% 8.77%
366 − 554 days 8.00% 8.40% 7.75% 8.13% 8.25% 8.68%
555 days 8.25% 8.68% 8.15% 8.57% 8.65% 9.12%
556 − 1554 days 8.00% 9.41% 7.75% 9.07% 8.25% 9.76%
^^ 1555 days 8.50% 10.11% 8.25% 9.76% 8.75% 10.46%
1556 − 1824 days 8.00% 9.70% 7.75% 9.34% 8.25% 10.07%
1825 days(5 years) 8.00% 9.71% 8.00% 9.71% 8.50% 10.44%
> 5 years − 10 years 7.00% 10.04% 7.00% 10.04% 7.50% 11.05%

^FD Plus with No Premature Withdrawal Interest Rate (p.a) on deposit of >15 lakhs.

^^Regular FD Interest Rate (p.a) on deposit of < 2 crore.

^^^Senior Citizen FD Interest Rate (p.a) on deposit of < 2 crore.

*Terms and conditions apply.

Rates are subject to change from time to time. +In case of premature withdrawal of the deposit, penalty of 0.5% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us. In case of premature withdrawal of the deposit for FDs above 2 Cr, penalty of 1% will be applied on the applicable rate of interest for the duration which the deposit is maintained with us.

For interest rates on deposits of INR 2 Crore & above, please contact the nearest branch of Jana Small Finance Bank.

The interest is computed based on the actual number of days in a year i.e. 365 days for a non-leap year and 366 days for a leap year. The tenor of Deposit is calculated in number of days..

^^Period: 1555 days. Annualised return is calculated for 1555 days tenure for cumulative fixed deposit. Interest is compounded quarterly. Maturity amount rounded-off. The above calculation is for illustration purpose only and date of booking considered is 1st January, 2020.

Effective Yield =[ (Total Maturity Pay out/original Principal ) – 1] / Tenor in years. The maturity amount will differ basis the date of account opening. For the correct amount please contact nearest Jana Small Finance Bank.

##For more details, visit: https://www.dicgc.org.in/FD_FAQs.html